855 Centre St, Ridgeland, MS 39157 Property Records

Madison County property record for 855 Centre St, Ridgeland, MS 39157

Property Summary

Property Type	Hotel/Motel
Details	62,363 sqft · built 2007
Lot Size	2.3 acres (100,624 sqft)
Owner	Company Name on Record
Tax Bill	$98,210 (2025)
Deeds & Mortgages	Nov 2022 Sale Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072I-31C-010/01`

Property Details

APN / Parcel Number

Primary APN	`072I-31C-010/01`
Alternative APNs	`072I-31C-010/01.00` `18515`

Interior

Stories	4 Stories
Building Area	62,363 sqft Adjusted Area
1st Floor Area	20,529 sqft
2nd Floor Area	51,891 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	16 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Plywood
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	100,624 sqft (2.3 acres)
Pool Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	18515
Old Parcel Number	072I-31C-010/01.00
Street Address	855 CENTRE ST
City	RIDGELAND
State	MS
Zip	39157-4502
Property Category	Commercial
Property Type	Commercial > Retail > Hotel/Motel
Legal Description	2.31 AC OUT LOT 4 BLK 34 H C
Legal Range	02E
Legal Township	07N
Legal Section	31
Legal Subdivision	HIGHLAND COLONY BL 34 MAP
Legal Block	34
Legal Lot Number	4
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2042
Census Tract	30105

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6420 CONGRESS AVE STE 1850, 1850, BOCA RATON, FL 33487-2896
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Special Warranty Deed, Transfer
Nov 15, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2020	Grant Deed, Construction Loan · Line of Credit FIRST FIN'L BK&TR
May 22, 2019	Deed of Trust, Mortgage CITIBANK
May 2, 2017	Quit Claim Deed, Transfer FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NAT'L FIN'L TITLE SVCS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022
Deed Sale	Nov 15, 2022
Prior Sale	Nov 15, 2022
Deed Document Number	0004278393
Deed Book / Page	4278 / 393
Record Updated	Jun 8, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 15, 2022
Property Address	855 CENTRE ST, RIDGELAND, MS 39157-4502
Document Number	004278/389
Book / Page	4278 / 389
Instrument Date	Nov 9, 2022
Instrument	972274
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 S IZARD ST, 119, LITTLE ROCK, AR 72201-2119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 S MACARTHUR DR, ALEXANDRIA, LA 71301-2923

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Nov 15, 2022
Property Address	855 CENTRE ST, RIDGELAND, MS 39157-4502
Document Number	004278/393
Book / Page	4278 / 393
Instrument Date	Nov 7, 2022
Instrument	972275
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2830 S MACARTHUR DR, 2830, ALEXANDRIA, LA 71301-2923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6420 CONGRESS AVE STE 1850, 1850, BOCA RATON, FL 33487-2896

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Feb 28, 2020
Property Address	855 CENTRE ST, RIDGELAND, MS 39157-4502
Document Number	0000885993
Book / Page	003821 / 000735
Instrument Date	Feb 18, 2020
Instrument	885993
Transaction Type	Construction Loan
Record Updated	Mar 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 S IZARD ST LITTLE ROCK AR 722012119, LITTLE ROCK, AR 72201-2119

Mortgage

Document Number	885994
Date	Feb 28, 2020
Book Page	003821/000739
Instrument	885994

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	1501 N UNIVERSITY AVE # 150, LITTLE ROCK, AR 72207-5230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 27, 2027

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	855 CENTRE ST, RIDGELAND, MS 39157-4502
Document Number	0000864608
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3950 UNIVERSITY DR #301 FAIRFAX VA 220302566, 301, FAIRFAX, VA 22030-2566

Mortgage

Document Number	0000864608
Date	May 24, 2019
Book Page	003723/000702
Instrument	864608

Lender

Name	CITIBANK
Type	Bank
Address	NEW YORK, NY 10013

Agreement

Term	36 Months
Due	May 23, 2022

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	May 2, 2017
Property Address	855 CENTRE ST, RIDGELAND, MS 39157-4502
Document Number	0000811774
Book / Page	003474 / 000166
Instrument Date	Apr 27, 2017
Instrument	811774
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NAT'L FIN'L TITLE SVCS I

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12600 HILL COUNTRY BLVD AUSTIN TX 787386723, AUSTIN, TX 78738-6723

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$98,210.00	$911,382 (-2.08%)	$6,075,880 (-2.08%) Land $654,060 Building $5,421,820
2023	$100,300.00	$930,780	$6,205,200 Land $654,060 Building $5,551,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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