8975 Co Rd 14, Waterloo, AL 35677 Property Records

Lauderdale County property record for 8975 Co Rd 14, Waterloo, AL 35677

Property Summary

Property TypeSingle Family Home
Details2 ba · 750 sqft · built 1955
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Tax Bill$469 (2025)
Flood ZoneZone X (minimal risk)
APN12-03-05-0-000-005-000

Property Details

APN / Parcel Number

Primary APN12-03-05-0-000-005-000
Alternative APNs
  • 017320
  • 23600
  • 17320

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area750 sqft Living Area
1st Floor Area750 sqft
2nd Floor Area625 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area31,799 sqft (0.73 acres)
Lot Dimensions110 ft deep x 289 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number17320
Street Address8975 COUNTY ROAD 14
CityWATERLOO
StateAL
Zip35677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description289 X 110 PT NW/4 OF NE/4 OF SEC 5 FI 94-266 FR 22
Legal Range14W
Legal Township02S
Legal Section05
JurisdictionLAUDERDALE AL
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1097
Census Tract11300

Owner

8975 Co Rd 14, a single family home, is owned by two individuals.

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 130, HALEYVILLE, AL 35565-0130
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 8975 Co Rd 14 was $469, up 7.1% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$469.00 (+7.08%)$13,400 (+6.86%)$139,220 (+11.2%) Land $11,400 Building $127,820
2024$438.00 (-9.5%)$12,540 (+808.7%) Land $960 Building $11,580$125,200 (+1.05%) Land $9,500 Building $115,700
2023$484.00 (+30.46%)$1,380 (-84.97%) Land $1,380$123,900 (+35.11%) Land $13,700 Building $110,200
2022$371.00$9,180$91,700 Land $12,100 Building $79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8975 Co Rd 14 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8975 Co Rd 14 is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 14

Nearby Streets

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