Lauderdale County property record for 8973 Co Rd 14, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,100 sqft · built 1986 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $336 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-05-0-000-004-000 |
| Primary APN | 12-03-05-0-000-004-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,100 sqft Adjusted Area |
| 1st Floor Area | 1,014 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 304,920 sqft (7 acres) |
| Account Number | 63327 |
|---|---|
| Street Address | 8973 COUNTY ROAD 14 |
| City | WATERLOO |
| State | AL |
| Zip | 35677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 7 AC/D BEING PT OF NW/4 OF NE/4 A PT OF NE/4 OF NE/4 AND A PT OF SE/4 OF NE/4 SEC 5 T2S R14W SECOND HOME |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 05 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 11300 |
8973 Co Rd 14 is owned by an individual who acquired it in December 2024.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1938 NIX RD, PHIL CAMPBELL, AL 35581-3833 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2024 |
| Deed Sale | Dec 30, 2024 |
| Deed Document Number | 0202455303 |
| Deed Book / Page | 2024 / 55303 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 8973 Co Rd 14 was $336, up 6.7% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336.00 (+6.67%) | $9,620 (+6.89%) | $102,020 (+13.51%) Land $34,200 Building $67,820 |
| 2024 | $315.00 (-22.6%) | $9,000 (+105.48%) Land $2,860 Building $6,140 | $89,880 (-12.02%) Land $28,500 Building $61,380 |
| 2023 | $407.00 (+8.82%) | $4,380 (-52.8%) Land $4,380 | $102,160 (+10.2%) Land $43,700 Building $58,460 |
| 2022 | $374.00 | $9,280 | $92,700 Land $43,400 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8973 Co Rd 14 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8973 Co Rd 14 is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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