10150 Co Rd 14, Waterloo, AL 35677 Property Records

Lauderdale County property record for 10150 Co Rd 14, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,086 sqft · built 1957
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$266 (2025)
Deeds & Mortgages	Mar 2017 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-04-0-000-013-000`

Property Details

APN / Parcel Number

Primary APN	`12-02-04-0-000-013-000`
Alternative APNs	`043692` `43692` `3358`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,086 sqft Adjusted Area
1st Floor Area	1,864 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Aluminum Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	154 ft deep x 100 ft wide

Location & Zoning

Account Number	43692
Street Address	10150 COUNTY ROAD 14
City	WATERLOO
State	AL
Zip	35677-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	100 X 154.2 PT NE/4 OF SE/4 SEC 4 T2S R14W .30 AC/C
Legal Range	14W
Legal Township	02S
Legal Section	04
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1035
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10150 COUNTY ROAD 14, WATERLOO, AL 35677-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage REGIONS BANK
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	10150 COUNTY ROAD 14, WATERLOO, AL 35677-3206
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/8956
Date	Mar 3, 2017
Book Page	2017/8956

Lender

Name	REGIONS BANK
Type	Bank
Address	FLORENCE, AL 35630

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 21, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	10150 COUNTY ROAD 14, WATERLOO, AL 35677-3206
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/27951
Date	May 16, 2022
Book Page	2022/27951

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2052

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	10150 COUNTY ROAD 14, WATERLOO, AL 35677-3206
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/27941
Date	May 16, 2022
Book Page	2022/27941

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$266.00 (+8.57%) Homeowner's exemption	$9,260 (+6.93%)	$96,020 (+11.26%) Land $8,200 Building $87,820
2024	$245.00 (-15.52%) Homeowner's exemption	$8,660 (+821.28%) Land $700 Building $7,960	$86,300 (+1.39%) Land $6,800 Building $79,500
2023	$290.00 (+33.03%) Homeowner's exemption	$940 (-85.45%) Land $940	$85,120 (+31.97%) Land $9,400 Building $75,720
2022	$218.00 Homeowner's exemption	$6,460	$64,500 Land $9,800 Building $54,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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