8970 Valley View Rd, Custer, WA 98240 Property Records

Whatcom County property record for 8970 Valley View Rd, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,578 sqft · built 1950
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Dec 2018)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557745`

Property Details

APN / Parcel Number

Primary APN	`557745`
Alternative APNs	`400111 020109 0000` `183774`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	240,451 sqft (5.52 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	15 sqft
Storage Building	1,760 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	557745
Street Address	8970 VALLEY VIEW RD
City	CUSTER
State	WA
Zip	98240-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	THAT PTN OF S 1/2 SW LY NWLY OF EDGE OF REPARIAN FOREST ALG HAYNIE CREEK WH EDGE IS APPROX 200 FT NWLY OF C/L OF HAYNIE CREEK
Legal Range	01
Legal Township	40
Legal Section	11
Legal Subdivision	VALLEY VIEW
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1020
Census Tract	10408

Owner

8970 Valley View Rd is owned by two individuals who bought it in December 2018.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2066, BLAINE, WA 98231-2066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 31, 2018	Warranty Deed, Transfer · Conventional with PMI WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Deed Document Number	2018-1202647
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8970 VALLEY VIEW RD, CUSTER, WA 98240-9235
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT SETTLEMRNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8970 VALLEY VIEW RD, CUSTER, WA 98240-9235

Mortgage

Document Number	0000800759
Date	Aug 10, 2023
Instrument	2023-0800759

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 31, 2018
Property Address	8970 VALLEY VIEW RD, CUSTER, WA 98240-9235
Document Number	2181202647
Instrument Date	Dec 20, 2018
Instrument	1202647
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,434.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 2066 BLAINE WA 982312066, BLAINE, WA 98231-2066

Mortgage

Document Number	2181202648
Date	Dec 31, 2018
Instrument	1202648

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8970 Valley View Rd was $4,947.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,947.00	$641,942 Land $348,214 Building $293,728	$641,942 Land $348,214 Building $293,728
2022		$526,814 Land $170,790 Building $356,024	$526,814 Land $170,790 Building $356,024
2021	$2,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8970 Valley View Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8970 Valley View Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLAINE serves 6,800 people · EPA ID WA5307300
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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