897 Front St, Apt 1, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 897 Front St, Apt 1, Grover Beach, CA 93433

Property Summary

Property Type	Triplex
Details	6 bd · 4 ba · 2,824 sqft · built 1977
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on File
Last Sale	$775,000 (Jan 2017)
Tax Bill	$10,372 (2025)
Deeds & Mortgages	May 2022 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-481-005`

Property Details

APN / Parcel Number

Primary APN	`060-481-005`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,824 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Triplex
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	897 FRONT ST, 1
City	GROVER BEACH
State	CA
Zip	93433-1275
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CR3
Legal Description	CY GB TR 123 U2 BL 1 LT 5
Legal Subdivision	TRACT NO 123
Legal Tract	123
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1002
Census Tract	12102

Owner

897 Front St, Apt 1 is owned by a company that bought it in January 2017.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	13962 GRAND ISLAND RD, WALNUT GROVE, CA 95690-9727
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Intrafamily Transfer, Transfer
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 20, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 20, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Deed Document Number	20172995
Prior Transfer Date	Dec 9, 2016
Prior Transfer Doc	0000002996
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 19, 2022
Property Address	897 FRONT ST APT 1, 1, GROVER BEACH, CA 93433-1275
Document Number	0000021660
Map Reference	MB 6 PG 1
Instrument Date	May 19, 2022
Instrument	2022021660
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13962 GRAND ISLAND RD, WALNUT GROVE, CA 95690-9727

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	897 FRONT ST APT 1, 1, GROVER BEACH, CA 93433-1275
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 645, PISMO BEACH, CA 93448-0645

Mortgage

Document Number	0000001796
Date	Jan 12, 2022
Instrument	2022001796

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 20, 2017
Property Address	897 FRONT ST APT 1, 1, GROVER BEACH, CA 93433-1275
Document Number	0000002996
Instrument Date	Dec 9, 2016
Instrument	2996
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	110 DEER TRAIL CIR ARROYO GRANDE CA 934201315, ARROYO GRANDE, CA 93420-1315

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 20, 2017
Property Address	897 FRONT ST APT 1, 1, GROVER BEACH, CA 93433-1275
Document Number	0000002995
Instrument Date	Dec 6, 2016
Instrument	2995
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	110 DEER TRAIL CIR ARROYO GRANDE CA 934201315, ARROYO GRANDE, CA 93420-1315

Mortgage

Document Number	2997,
Date	Jan 20, 2017
Instrument	2997

Lender

Name	OPES ADVISORS
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 897 Front St, Apt 1 was $10,372.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Grover Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$917,435 (+2%) Land $384,730 Building $532,705
2025	$10,372.00	$899,447 Land $377,187 Building $522,260
2023	$10,018.00 (+1.57%)	$864,523 Land $362,542 Building $501,981
2022	$9,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 897 Front St, Apt 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Front St, Apt 1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi.

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