861 Front St, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 861 Front St, Grover Beach, CA 93433

Property Summary

Property Type	Duplex
Details	2 bd · 2.5 ba · 1,437 sqft · built 1978
Lot Size	0.253 acres (11,012 sqft)
Owner	Company Name on Record
Last Sale	$1,700,000 (May 2020)
Tax Bill	$6,189 (2025)
Deeds & Mortgages	May 2020 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-481-001`

Property Details

APN / Parcel Number

Primary APN	`060-481-001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	11,012 sqft (0.253 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	853 FRONT ST, ADU
City	GROVER BEACH
State	CA
Zip	93433-1210
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	30
Legal Description	CY GB TR 123 U2 BL 1 LT 1
Legal Subdivision	TRACT 123
Legal Tract	123
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1002
Census Tract	12102

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	305 TERRACE AVE, PISMO BEACH, CA 93449-1827
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage JOHN SARAD
Jan 19, 2017	Intrafamily Transfer, Transfer · Negative Amortization JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	202023470
Last Transfer Date	Jun 14, 2024
Transfer Doc	0000016258
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 14, 2020
Property Address	861 FRONT ST, GROVER BEACH, CA 93433-1253
Document Number	0000023470
Instrument Date	May 11, 2020
Instrument	23470
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,870.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	426 BARCELLUS AVE #201 SANTA MARIA CA 934546927, 201, SANTA MARIA, CA 93454-6927

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	861 FRONT ST, GROVER BEACH, CA 93433-1253
Document Number	0000056717
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1545 RAMONA LN SANTA BARBARA CA 931082633, SANTA BARBARA, CA 93108-2633

Mortgage

Document Number	0000056717
Date	Dec 18, 2019
Instrument	56717

Lender

Name	JOHN SARAD
Address	3117 19TH ST, BAKERSFIELD, CA 93301-3118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2017
Property Address	861 FRONT ST, GROVER BEACH, CA 93433-1253
Document Number	0000002789
Map Reference	MB6 PG1
Instrument Date	Jan 10, 2017
Instrument	2017002789
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1545 RAMONA LN, SANTA BARBARA, CA 93108-2633

Mortgage

Document Number	0000002790
Date	Jan 19, 2017
Instrument	2017002790

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Negative Amortization
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Grover Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$927,317 (+72.77%) Land $253,701 Building $673,616
2025	$6,189.00 (+12.92%)	$536,735 (+13.47%) Land $218,727 Building $318,008
2023	$5,481.00 (+1.58%)	$473,028 Land $210,235 Building $262,793
2022	$5,396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi.

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