897 Chello Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 897 Chello Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	1,717 sqft · built 2022
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$346,500 (Jun 2022)
Tax Bill	$4,825 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-37-27-76-129-39`

Property Details

APN / Parcel Number

Primary APN	`28-37-27-76-129-39`
Alternative APNs	`28-37-27-76-00129.0-0039.00` `2836229`

Interior

Stories	1 Story
Building Area	1,717 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,717 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	106 ft deep x 85 ft wide
View / Lot	Road
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Patio Area	72 sqft

Location & Zoning

Account Number	2836229
Street Address	897 CHELLO AVE NE
City	PALM BAY
State	FL
Zip	32905-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 5, 1ST REPLAT LOT 39 BLK 129
Legal Range	37E
Legal Township	28S
Legal Section	27
Legal Subdivision	PORT MALABAR UNIT 5, 1ST REPLAT
Legal Block	129
Legal Lot Number	39
Legal Unit	5
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3013
Census Tract	65129

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	897 CHELLO AVE NE, PALM BAY, FL 32905-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC
Jun 29, 2021	Warranty Deed, Transfer PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	2022163133
Deed Book / Page	9548 / 275
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 30, 2022
Property Address	897 CHELLO AVE NE, PALM BAY, FL 32905-5124
Document Number	0095480275
Book / Page	9548 / 275
Map Reference	MB 18 PG 99
Instrument Date	Jun 23, 2022
Instrument	2022163133
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4975 DIXIE HWY NE UNIT 503, 503, PALM BAY, FL 32905-6083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 CHELLO AVE NE, PALM BAY, FL 32905-5124

Mortgage

Document Number	0009548276
Date	Jun 30, 2022
Instrument	9548/276

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 29, 2021
Property Address	897 CHELLO AVE NE, PALM BAY, FL 32905-5124
Document Number	0091722099
Book / Page	9172 / 2099
Map Reference	MB 18 PG 99
Instrument Date	Jun 4, 2021
Instrument	2021168532
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9041 180TH ST, JAMAICA, NY 11432-5612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 TIMPOOCHEE DR, INDIAN HARBOUR BEACH, FL 32937-3511
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,440 (-2.62%)	$295,440 (-2.62%)
2025	$4,825.00 (-13.51%) Homeowner's exemption	$303,400 (+2.22%) Land $45,000 Building $258,400	$303,400 (+2.22%) Land $45,000 Building $258,400
2023	$5,579.00 (+693.6%)	$296,810 (+799.42%) Land $37,500 Building $259,310	$296,810 (+799.42%) Land $37,500 Building $259,310
2022	$703.00	$33,000 Land $33,000	$33,000 Land $33,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2019–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wire 3.

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