Brevard County property record for 849 Chello Ave NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Feb 2026) |
| Tax Bill | $4,679 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-27-76-129-42 |
| Primary APN | 28-37-27-76-129-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,485 sqft |
| 1st Floor Area | 1,844 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 201 sqft |
| Patio Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2836232 |
|---|---|
| Street Address | 849 CHELLO AVE NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 5, 1ST REPLAT LOT 42 BLK 129 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | PORT MALABAR UNIT 5, 1ST REPLAT |
| Legal Block | 129 |
| Legal Lot Number | 42 |
| Legal Unit | 5 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 65129 |
Source: Brevard County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 849 CHELLO AVE NE, PALM BAY, FL 32905-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 7, 2024 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2024 · Amount on Record |
| Deed Document Number | 202621187 |
| Deed Book / Page | 10537 / 993 |
| Prior Transfer Date | Sep 18, 2014 |
| Prior Transfer Doc | 0000186082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 2, 2026 |
| Property Address | 849 CHELLO AVE NE, PALM BAY, FL 32905-5124 |
| Document Number | 0105370993 |
| Book / Page | 10537 / 993 |
| Map Reference | MB 18 PG 99 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026021187 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 MAR BRISA CT, SATELLITE BEACH, FL 32937-3067 |
| Name | Verified Name |
|---|---|
| Address | 849 CHELLO AVE NE, PALM BAY, FL 32905-5124 |
| Document Number | 0010537994 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 10537/994 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 7, 2024 |
| Property Address | 849 CHELLO AVE NE, PALM BAY, FL 32905-5124 |
| Document Number | 0100091128 |
| Book / Page | 10009 / 1128 |
| Map Reference | MB 18 PG 99 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 2024047319 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 919 CROCUS ST NE, PALM BAY, FL 32907-3284 |
| Name | Verified Name |
|---|---|
| Address | 849 CHELLO AVE NE, PALM BAY, FL 32905-5124 |
| Document Number | 0100091129 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 10009/1129 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,750 (-0.2%) | $294,750 (-0.2%) | |
| 2025 | $4,679.00 (+107.77%) Homeowner's exemption | $295,350 (+90.49%) | $295,350 (+1.37%) |
| 2024 | $2,252.00 (+2.69%) | ||
| 2023 | $2,193.00 (+4.38%) Homeowner's exemption | $155,050 (+3%) | $291,350 (+16.91%) Land $37,500 Building $253,850 |
| 2022 | $2,101.00 Homeowner's exemption | $150,540 | $249,210 Land $33,000 Building $216,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2019–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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