881 Chello Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 881 Chello Ave NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,178 sqft · built 1987
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$229,000 (Apr 2025)
Tax Bill$3,167 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-27-76-129-40

Property Details

APN / Parcel Number

Primary APN28-37-27-76-129-40
Alternative APNs
  • 28-37-27-76-00129.0-0040.00
  • 2836230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,178 sqft Living Area
Gross Area1,630 sqft
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area32 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2836230
Street Address881 CHELLO AVE NE
CityPALM BAY
StateFL
Zip32905-5124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 5, 1ST REPLAT LOT 40 BLK 129
Legal Range37E
Legal Township28S
Legal Section27
Legal SubdivisionPORT MALABAR UNIT 5, 1ST REPLAT
Legal Block129
Legal Lot Number40
Legal Unit5
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group3
Census Block3013
Census Tract65129

Owner

Source: Brevard County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address881 CHELLO AVE NE, PALM BAY, FL 32905-5124
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2025 · Amount on Record
Deed SaleApr 15, 2025 · Amount on Record
Prior SaleApr 30, 2014 · Amount on Record
Deed Document Number202574522
Deed Book / Page10310 / 1653
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 15, 2025
Property Address881 CHELLO AVE NE, PALM BAY, FL 32905-5124
Document Number0103101653
Book / Page10310 / 1653
Map ReferenceMB 18 PG 99
Instrument DateApr 11, 2025
Instrument2025074522
Transaction TypeTransfer
Record UpdatedApr 30, 2025
Title CompanyEXPRESS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,603.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1915 SW 21ST AVE # AVEB305, AVEB305, FORT LAUDERDALE, FL 33312-3113

Transferred To (Grantee/Buyer)

NameVerified Name
Address881 CHELLO AVE NE, PALM BAY, FL 32905-5124

Mortgage

Document Number0103101655
DateApr 15, 2025
Instrument10310/1655
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0103101668
DateApr 15, 2025
Book Page10310/1668
Instrument2025074524
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,340 (+7.23%)$196,340 (+7.23%)
2025$3,167.00 (+4.87%)$183,110 (-10.1%) Land $45,000 Building $138,110$183,110 (-10.1%) Land $45,000 Building $138,110
2023$3,020.00 (+14.48%)$203,690 (+19.03%) Land $37,500 Building $166,190$203,690 (+19.03%) Land $37,500 Building $166,190
2022$2,638.00$171,130 Land $33,000 Building $138,130$171,130 Land $33,000 Building $138,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2019–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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