1. Home
  2. Maryland
  3. Chestertown
  4. Orchard Dr

8963 Orchard Dr, Chestertown, MD 21620 Property Records

Kent County property record for 8963 Orchard Dr, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,264 sqft · built 1989
Lot Size2.58 acres (112,385 sqft)
Owner2 Company Names on Record
Last Sale$331,000 (Jul 2012)
Tax Bill$6,646 (2026)
Deeds & MortgagesOct 2025 Transfer
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-023471

Property Details

APN / Parcel Number

Primary APN04-023471
Alternative APNs
  • 4023471
  • 023471

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,264 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area112,385 sqft (2.58 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area423 sqft
Deck Area52 sqft
Patio Area418 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number023471
Street Address8963 ORCHARD DR
CityCHESTERTOWN
StateMD
Zip21620-3407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 11-2.58 AC 8963 ORCHARD DRIVE ORCHARD HILL
Legal SubdivisionORCHARD HILL
Legal Lot Number11
JurisdictionKENT MD
Township / Civil Division4, CHESTERTOWN
Census Block Group1
Census Block1035
Census Tract950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address8963 ORCHARD DR, CHESTERTOWN, MD 21620-3407
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Intrafamily Transfer, Transfer
Apr 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2012 · Amount on Record
Deed SaleJul 18, 2012 · Amount on Record
Prior SaleDec 1, 2006 · Amount on Record
Deed Book / Page723 / 414
Last Transfer DateOct 15, 2025
Transfer Doc0014590112
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT MD
Recording DateOct 16, 2025
Property Address8963 ORCHARD DR, CHESTERTOWN, MD 21620-3407
Document Number0014590112
Book / Page1459 / 112
Map ReferenceMB EHP 2 FO 253
Instrument DateOct 15, 2025
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8963 ORCHARD DR, CHESTERTOWN, MD 21620-3407

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address8963 ORCHARD DR, CHESTERTOWN, MD 21620-3407
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8963 ORCHARD DR, CHESTERTOWN, MD 21620-3407

Mortgage

Document Number0012420225
DateApr 6, 2022
Book Page1242/225
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,646.00 (+3.67%) Homeowner's exemption$580,800 (+3.7%)$622,200 (+11.09%) Land $113,300 Building $508,900
2025$6,411.00 (+16.06%) Homeowner's exemption$560,100 (+9.64%) Land $113,300 Building $446,800$560,100 (-) Land $113,300 Building $446,800
2023$5,524.00 Homeowner's exemption$510,833$560,100 Land $113,300 Building $446,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber		10,000 / 10,000
IQ Fiber
Fiber		1,000 / 1,000
Breezeline
Cable		250 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures