Kent County property record for 8955 Orchard Dr, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,283 sqft · built 1990 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,225 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-023501 |
| Primary APN | 04-023501 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,283 sqft Total Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 118,919 sqft (2.73 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 335 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023501 |
|---|---|
| Street Address | 8955 ORCHARD DR |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 13-2.73 AC 8955 ORCHARD DRIVE ORCHARD HILL |
| Legal Subdivision | ORCHARD HILL |
| Legal Lot Number | 13 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950300 |
Source: Kent County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8955 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 31, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2004 |
| Deed Sale | Oct 12, 2004 |
| Prior Sale | Mar 16, 1990 · Amount on Record |
| Deed Document Number | 200440932 |
| Deed Book / Page | 387 / 179 |
| Last Transfer Date | Nov 3, 2011 |
| Transfer Doc | 0006980087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 8955 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012520056 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 1252/56 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 8955 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Document Number | 0009740022 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 8955 ORCHARD DR CHESTERTOWN MD 216203407, CHESTERTOWN, MD 21620-3407 |
| Document Number | 0009740022 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 000974/000022 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,225.00 (+0.72%) | $367,367 (+0.73%) | $372,700 (+2.19%) Land $113,600 Building $259,100 |
| 2025 | $4,195.00 (+19.62%) | $364,700 (+11.86%) Land $113,600 Building $251,100 | $364,700 (-) Land $113,600 Building $251,100 |
| 2023 | $3,507.00 | $326,033 | $364,700 Land $113,600 Building $251,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Breezeline Cable | 250 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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