8970 Orchard Dr, Chestertown, MD 21620 Property Records

Kent County property record for 8970 Orchard Dr, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,934 sqft · built 2003
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Mar 2003)
Tax Bill	$5,979 (2026)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-023781`

Property Details

APN / Parcel Number

Primary APN	`04-023781`
Alternative APNs	`4023781` `023781`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,934 sqft Total Area
Utility Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	79,715 sqft (1.83 acres)
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023781
Street Address	8970 ORCHARD DR
City	CHESTERTOWN
State	MD
Zip	21620-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 39-1.83 AC. 8970 ORCHARD DRIVE ORCHARD HILL
Legal Subdivision	ORCHARD HILL
Legal Lot Number	39
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1036
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8970 ORCHARD DR, CHESTERTOWN, MD 21620-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2003 · Amount on Record
Deed Sale	Mar 10, 2003 · Amount on Record
Prior Sale	Jul 15, 2002 · Amount on Record
Deed Document Number	2003182
Deed Book / Page	297 / 476
Last Transfer Date	Feb 11, 2022
Transfer Doc	0012390210
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Mar 22, 2022
Property Address	8970 ORCHARD DR, CHESTERTOWN, MD 21620-3406
Document Number	0012390210
Book / Page	1239 / 210
Map Reference	MB EHP 2 FO 252
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8970 ORCHARD DR, CHESTERTOWN, MD 21620-3406

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,979.00 (+3.82%) Homeowner's exemption	$521,967 (+3.85%)	$560,700 (+11.56%) Land $111,700 Building $449,000
2025	$5,759.00 (+15.99%) Homeowner's exemption	$502,600 (+9.63%) Land $111,700 Building $390,900	$502,600 (-) Land $111,700 Building $390,900
2023	$4,965.00 Homeowner's exemption	$458,467	$502,600 Land $111,700 Building $390,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20