896 W River Bluff Dr, Ozark, MO 65721 Property Records

Christian County property record for 896 W River Bluff Dr, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,921 sqft · built 1971
Lot Size	10.3 acres (448,668 sqft)
Owner	2 Company Names on File
Tax Bill	$3,613 (2024)
Deeds & Mortgages	Mar 2026 Transfer Oct 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.6-14-0-0-9`

Property Details

APN / Parcel Number

Primary APN	`11-0.6-14-0-0-9`
Alternative APN	`11-0.6-14-000-000-009.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	448,668 sqft (10.3 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	896 W RIVER BLUFF DR
City	OZARK
State	MO
Zip	65721-7242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW4 NW4 NW4
Legal Range	21W
Legal Township	27N
Legal Section	14
Legal Subdivision	OZARK OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	RIVERSIDE
Census Block Group	4
Census Block	4019
Census Tract	20310

Owner

896 W River Bluff Dr is owned by a company that acquired it in March 2026.

Source: Christian County records, as of March 24, 2026

Owner of Record	2 Company Names on File
Mailing Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit OZARK BANK
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Oct 23, 2020	Deed of Trust, Mortgage · Construction Mortgage GREAT SOUTHERN BANK
Sep 21, 2021	Intrafamily Transfer, Transfer
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit GREAT STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000003039
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 17, 2026
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Document Number	0202602995
Book / Page	2026 / 2995
Instrument Date	Mar 16, 2026
Instrument	2026L03039
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242

Mortgage

Document Number	0202214950
Date	Oct 5, 2022
Book Page	2022/14950
Instrument	2022L15100

Lender

Name	OZARK BANK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242

Mortgage

Document Number	0202208121
Date	Jun 1, 2022
Book Page	2022/8121
Instrument	2022L08205

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.7%
Index	1-Year CMT
Max Rate	7.7%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704586
Date	Apr 17, 2017
Book Page	2017/04586
Instrument	2017L04630

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000142
Date	Jan 6, 2020
Book Page	2020/00142
Instrument	2020L00144

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE COMPNAY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202017613
Date	Oct 23, 2020
Book Page	2020/17613
Instrument	2020L17781

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 21, 2021

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 21, 2021
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Document Number	0202117224
Book / Page	2021 / 17224
Instrument Date	Aug 25, 2021
Instrument	2021L17375
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	896 W RIVER BLUFF DR, OZARK, MO 65721-7242
Document Number	0201705420
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	896 W RIVER BLUFF DR OZARK MO 657217242, OZARK, MO 65721-7242

Mortgage

Document Number	0201705420
Date	May 4, 2017
Book Page	002017/005420
Instrument	5471

Lender

Name	GREAT STHRN BK
Type	Bank
Address	SPRINGFIELD, MO 65802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,520	$381,700 Land $50,000 Building $331,700
2024	$3,613.00
2023		$60,330	$317,500 Land $50,000 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 896 W River Bluff Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2008–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 W River Bluff Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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