2800 W River Bluff Dr, Ozark, MO 65721 Property Records

Christian County property record for 2800 W River Bluff Dr, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,868 sqft · built 2004
Lot Size	0.27 acres (11,766 sqft)
Owner	2 Owner Names on Record
Deeds & Mortgages	Oct 2017 Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.2-9-3-1-29`

Property Details

APN / Parcel Number

Primary APN	`11-0.2-9-3-1-29`
Alternative APN	`11-0.2-09-003-001-029.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,868 sqft Adjusted Area
1st Floor Area	1,682 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,766 sqft (0.27 acres)
Lot Dimensions	159 ft deep x 73.9 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2800 W RIVER BLUFF DR
City	OZARK
State	MO
Zip	65721-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 ROLLING PRAIRIE PHASE 2
Legal Range	21
Legal Township	27
Legal Section	09
Legal Subdivision	ROLLING PRAIRIE
Legal Phase	2
Legal Lot Number	122
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	2
Census Block	2016
Census Tract	20307

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2800 W RIVER BLUFF DR, OZARK, MO 65721-8976
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 10, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2004
Transfer Doc	0037301182
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2800 W RIVER BLUFF DR, OZARK, MO 65721-8976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHOICE ESCROW AND LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201714116
Date	Oct 27, 2017
Book Page	2017/14116

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2800 W RIVER BLUFF DR, OZARK, MO 65721-8976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201805850
Date	May 10, 2018
Book Page	2018/05850
Instrument	2018L05910

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 13, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2800 W RIVER BLUFF DR, OZARK, MO 65721-8976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHOICE ESCROW & LAND TITLE L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202010772
Date	Jul 14, 2020
Book Page	2020/10772
Instrument	2020L10871

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2800 W RIVER BLUFF DR, OZARK, MO 65721-8976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202016656
Date	Oct 8, 2020
Book Page	2020/16656
Instrument	2020L16813

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$35,720 (+6.47%)	$188,000 (+6.46%) Land $27,500 Building $160,500
2023	$33,550	$176,600 Land $27,500 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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