896 Tico Rd, Ojai, CA 93023 Property Records

Ventura County property record for 896 Tico Rd, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1955
Lot Size	0.504 acres (21,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 1998)
Tax Bill	$7,131 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-0-080-100`

Property Details

APN / Parcel Number

Primary APN	`018-0-080-100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Upper Floors Area	11 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	21,938 sqft (0.504 acres)
Lot Dimensions	338 ft deep x 65 ft wide
Garage Area	1,209 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	653 sqft
Patio Area	313 sqft

Location & Zoning

Street Address	896 TICO RD
City	OJAI
State	CA
Zip	93023-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	MAP D1 451
Legal Subdivision	MIRA MONTE SUBDIVISION #1
Legal Block	80
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	3
Census Block	3021
Census Tract	1002

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	896 TICO RD, OJAI, CA 93023-3556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1998 · Amount on Record
Deed Sale	Oct 29, 1998 · Amount on Record
Prior Sale	Oct 29, 1998 · Amount on Record
Deed Document Number	1998186088
Prior Transfer Date	Apr 11, 1997
Prior Transfer Doc	0000055851
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	896 TICO RD, OJAI, CA 93023-3556
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 TICO RD, OJAI, CA 93023-3556

Mortgage

Document Number	0000090566
Date	Dec 19, 2025
Instrument	2025000090566

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Dec 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	896 TICO RD, OJAI, CA 93023-3544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066653
Date	May 14, 2020
Instrument	20200514-00066653

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,738 (+2%) Land $207,866 Building $313,872
2025	$7,131.00 (+2.53%)	$511,508 (+4.04%) Land $203,790 Building $307,718
2024	$6,955.00 (+3.76%)
2023	$6,703.00 (+1.04%)	$491,647 Land $195,877 Building $295,770
2022	$6,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1978–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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