Kent County property record for 8943 Orchard Dr, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,474 sqft · built 1989 |
| Lot Size | 2.83 acres (123,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Oct 2020) |
| Tax Bill | $60 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-023544 |
| Primary APN | 04-023544 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,474 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 123,275 sqft (2.83 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023544 |
|---|---|
| Street Address | 8943 ORCHARD DR |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 16-2.83 AC 8943 ORCHARD DRIVE ORCHARD HILL |
| Legal Subdivision | ORCHARD HILL |
| Legal Lot Number | 16 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950300 |
8943 Orchard Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Kent County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8943 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | May 20, 2004 |
| Deed Book / Page | 1099 / 119 |
| Transfer Doc | 0003660367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Oct 30, 2020 |
| Property Address | 8943 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Document Number | 0010990119 |
| Book / Page | 1099 / 119 |
| Map Reference | MB EHP2 FO 253 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LIBERTY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8943 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Document Number | 0001099126 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 1099/126 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 8943 Orchard Dr was $60 with a homeowner's exemption.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60.00 Homeowner's exemption | $355,767 (+1.91%) | $369,100 (+5.73%) Land $113,800 Building $255,300 |
| 2025 | $60.00 Homeowner's exemption | $349,100 Land $113,800 Building $235,300 | $349,100 Land $113,800 Building $235,300 |
| 2023 | $60.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $307,367 | $349,100 Land $113,800 Building $235,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8943 Orchard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8943 Orchard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Breezeline Cable | 250 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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