Manatee County property record for 895 Waterside Ln, Bradenton, FL 34209
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 1,392 sqft · built 1988 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,526 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 73609-5300-9 |
| Primary APN | 73609-5300-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,884 sqft |
| 1st Floor Area | 588 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,572 sqft (0.082 acres) |
| View / Lot | End Unit |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 895 WATERSIDE LN |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34209-7725 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | BR_R-1 |
| Legal Description | LOT 58, 43 WATERSIDE LANE PHASE 2 AT PERICO BAY CLUB SUB PI#73609.5300/9 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | 43 WATERSIDE LANE 2 AT PERICO |
| Legal Tract | 07360907 |
| Legal Lot Number | 58 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1204 |
895 Waterside Ln, a townhouse, is owned and occupied by an individual.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 E MELROSE ST, CHEVY CHASE, MD 20815-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 895 WATERSIDE LN, BRADENTON, FL 34209-7725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0027861315 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 2786/1315 |
| Instrument | 201941055936 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 6, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 895 Waterside Ln was $6,526 with a senior citizen's exemption, up 5.3% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bradenton City |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,651 (-5.21%) | $389,956 (-) Land $91,800 Building $298,156 | |
| 2025 | $6,526.00 (+5.33%) | $389,956 Land $91,800 Building $298,156 | $389,956 Land $91,800 Building $298,156 |
| 2024 | $6,196.00 (+3.16%) | ||
| 2023 | $6,006.00 (+11.51%) | $397,056 (+16.55%) Land $91,800 Building $305,256 | $397,056 (+16.55%) Land $91,800 Building $305,256 |
| 2022 | $5,386.00 | $340,668 Land $90,000 Building $250,668 | $340,668 Land $90,000 Building $250,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 Waterside Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 540 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,392 units insured incl. 852 condo units |
| Nearby Flood Claims | 119 (1985–2024) |
| Claims Outside the SFHA | 6 of 119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 Waterside Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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