895 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 895 Spencer St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,562 sqft · built 2002
Lot Size	0.161 acres (7,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,500 (Aug 2026)
Tax Bill	$6,400 (2026)
Deeds & Mortgages	Aug 2026 Sale Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-09 B:0000 L:0059`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-09 B:0000 L:0059`
Alternative APN	`M:0D=09 B:0000 L:0059`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
Gross Area	3,498 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,022 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	895 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	59
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3013
Census Tract	640800

Owner

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	895 SPENCER ST, FALL RIVER, MA 02721-4544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Nov 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 28, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	202610886
Deed Book / Page	12126 / 17
Transfer Doc	5698000333
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 3, 2026
Property Address	895 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	0000010886
Book / Page	12126 / 17
Instrument Date	Jul 28, 2026
Instrument	202610886
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	895 SPENCER ST, FALL RIVER, MA 02721-4544

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Apr 21, 2026
Property Address	895 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	0012033-54
Book / Page	12033 / 54
Instrument Date	Apr 14, 2026
Instrument	20264866
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 SPENCER ST, FALL RIVER, MA 02721-4544

Mortgage

Document Number	0000004866,
Date	Apr 21, 2026
Book Page	12033/54
Instrument	20264866

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	895 SPENCER ST, FALL RIVER, MA 02721-4544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010428-265
Date	Feb 4, 2021
Book Page	10428/265
Instrument	2597

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Nov 26, 2019
Property Address	895 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	9949-176
Book / Page	009949 / 000176
Instrument Date	Sep 24, 2019
Instrument	20926
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,668.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 SPENCER ST FALL RIVER MA 027214544, FALL RIVER, MA 02721-4544

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 28, 2017
Property Address	895 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	9275-103
Book / Page	009275 / 000103
Instrument Date	Jun 28, 2017
Instrument	10544
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 KANE AVE MIDDLETOWN RI 028425937, MIDDLETOWN, RI 02842-5937

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,400.00 (+8.09%)	$557,500 (+7.81%) Land $133,400 Building $424,100	$545,982 (-5.85%)
2025	$5,921.00 (+6.11%)	$517,100 (+6.49%) Land $130,900 Building $386,200	$579,880 (+17.93%)
2024	$5,580.00 (-3.94%)	$485,600 (+2.58%) Land $125,900 Building $359,700	$491,720
2023	$5,809.00	$473,400 Land $119,900 Building $353,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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