883 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 883 Spencer St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,923 sqft · built 1974
Lot Size	0.161 acres (7,022 sqft)
Owner	2 Individual Names on File
Last Sale	$284,900 (Feb 2020)
Tax Bill	$5,235 (2025)
Deeds & Mortgages	Oct 2020 Refinance Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-09 B:0000 L:0060`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-09 B:0000 L:0060`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
Gross Area	2,160 sqft
Basement Area	1,012 sqft
Unfinished Basement	101 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,022 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	883 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	60
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3013
Census Tract	640800

Owner

883 Spencer St is owned and occupied by two individuals who bought it in February 2020.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	883 SPENCER ST, FALL RIVER, MA 02721-4544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHERN MASSACHUSETTS CREDIT UNION
Feb 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ST ANNE CU
Oct 30, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ST ANNE'S CU
Feb 8, 2017	Warranty Deed, Transfer GALILEE PROPERTIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	20202722
Deed Book / Page	10019 / 214
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	883 SPENCER ST, FALL RIVER, MA 02721-4544
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010291-87
Date	Oct 23, 2020
Book Page	10291/87
Instrument	19608

Lender

Name	SOUTHERN MASSACHUSETTS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Feb 14, 2020
Property Address	883 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	10019-214
Book / Page	10019 / 214
Instrument Date	Feb 14, 2020
Instrument	2722
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	883 SPENCER ST, FALL RIVER, MA 02721-4544

Mortgage

Document Number	2723
Date	Feb 14, 2020
Instrument	2723

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Oct 30, 2017
Property Address	883 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	9371-150
Book / Page	009371 / 000150
Instrument Date	Oct 30, 2017
Instrument	18604
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 DAISY LN WESTPORT MA 027904969, WESTPORT, MA 02790-4969

Mortgage

Document Number	9371-152
Date	Oct 30, 2017
Book Page	009371/000152
Instrument	18605

Lender

Name	ST ANNE'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FALL RIVER MA
Recording Date	Feb 8, 2017
Property Address	883 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	9176-206
Book / Page	9176 / 206
Instrument	2181
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	91760208
Date	Feb 8, 2017
Instrument	09176/0208

Lender

Name	GALILEE PROPERTIES

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 883 Spencer St was $5,235, up 7.4% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,235.00 (+7.43%)	$457,200 (+7.8%) Land $130,900 Building $326,300	$465,025 (+0.6%)
2024	$4,873.00 (+1.9%)	$424,100 (+8.83%) Land $125,900 Building $298,200	$462,270
2023	$4,782.00	$389,700 Land $119,900 Building $269,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 883 Spencer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 883 Spencer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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