722 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 722 Spencer St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,233 sqft · built 1955
Lot Size	0.458 acres (19,937 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2022)
Tax Bill	$5,211 (2025)
Deeds & Mortgages	Oct 2023 Refinance Feb 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-08 B:0000 L:0057`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-08 B:0000 L:0057`
Alternative APN	`M:0D=08 B:0000 L:0057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,233 sqft Living Area
Gross Area	4,493 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,937 sqft (0.458 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	722 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	57
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3012
Census Tract	640800

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	722 SPENCER ST, FALL RIVER, MA 02721-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC
Feb 19, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance OCMBC INC
Sep 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JOE A PONTE
May 8, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MARAGRET SNIZEK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	May 8, 2020 · Amount on Record
Prior Transfer Date	Sep 21, 2022
Prior Transfer Doc	0000053965
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	722 SPENCER ST, FALL RIVER, MA 02721-4539
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054779
Date	Oct 23, 2023
Instrument	54779

Lender

Name	OCMBC INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Feb 19, 2025
Property Address	722 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	202500055761
Instrument Date	Feb 12, 2025
Instrument	202500055761
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 SPENCER ST, FALL RIVER, MA 02721-4539

Mortgage

Document Number	202500055762
Date	Feb 19, 2025
Instrument	202500055762

Lender

Name	OCMBC INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Sep 23, 2022
Property Address	722 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	0000053965
Instrument Date	Sep 21, 2022
Instrument	53965
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 NEPTUNE ST, FALL RIVER, MA 02721-3215

Mortgage

Document Number	0000053966
Date	Sep 23, 2022
Instrument	53966

Lender

Name	JOE A PONTE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 8, 2020
Property Address	722 SPENCER ST, FALL RIVER, MA 02721-4539
Document Number	0000051496
Instrument Date	May 7, 2020
Instrument	51496
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2215 PLEASANT ST FALL RIVER MA 027233036, FALL RIVER, MA 02723-3036

Mortgage

Document Number	51497
Date	May 8, 2020
Instrument	51497

Lender

Name	MARAGRET SNIZEK
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,211.00 (+119.87%)	$455,100 (+120.6%) Land $145,600 Building $309,500	$365,845 (+10.82%)
2024	$2,370.00 (-35.46%)	$206,300 (-31.07%) Land $140,100 Building $66,200	$330,125
2023	$3,672.00	$299,300 Land $133,300 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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