855 Pearl Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 855 Pearl Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1961
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Dec 2021)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-19-26-0400-000-10600`

Property Details

APN / Parcel Number

Primary APN	`26-19-26-0400-000-10600`
Alternative APN	`1325544`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Porch	Finished/Open Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1325544
Street Address	855 PEARL DR
City	MOUNT DORA
State	FL
Zip	32757-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GOLDEN ISLE LOT 106 PB 15 PG 44 ORB 5855 PG 926
Legal Range	26E
Legal Township	19S
Legal Section	26
Legal Subdivision	GOLDEN ISLE SUB
Legal Tract	0400
Legal Lot Number	106
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3006
Census Tract	30915

Owner

Source: Lake County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 PEARL DR, MOUNT DORA, FL 32757-4611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
May 8, 2018	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	2021171320
Deed Book / Page	5855 / 926
Prior Transfer Date	Sep 25, 1996
Prior Transfer Doc	1482000095
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 13, 2021
Property Address	855 PEARL DR, MOUNT DORA, FL 32757-4611
Document Number	0058550926
Book / Page	5855 / 926
Map Reference	MB 15 PG 44
Instrument Date	Dec 3, 2021
Instrument	2021171320
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2660 GRAND CENTRAL AVE, TAVARES, FL 32778-5124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 PEARL DR, MOUNT DORA, FL 32757-4611

Mortgage

Document Number	0005855929
Date	Dec 13, 2021
Instrument	5855/929

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 8, 2018
Property Address	855 PEARL DR, MOUNT DORA, FL 32757-4611
Document Number	0051060998
Book / Page	5106 / 0998
Map Reference	MB 15 PG 44
Instrument Date	Apr 30, 2018
Instrument	2018053176
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24425 STILLBROOKE DR, 24425, EUSTIS, FL 32736-8857

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 PEARL DR, MOUNT DORA, FL 32757-4611
Investor	Possibly a Property Investor

Mortgage

Document Number	2018053177
Date	May 8, 2018
Instrument	2018053177

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,251 (-) Land $31,680 Building $132,571	$164,251 (-) Land $31,680 Building $132,571
2025	$2,466.00 (+0.12%) Homeowner's exemption	$164,251 (+2.81%) Land $31,680 Building $132,571	$164,251 (+2.81%) Land $31,680 Building $132,571
2024	$2,463.00 (+12.01%)
2023	$2,199.00 (-12.88%) Homeowner's exemption	$159,754 (+4.31%)	$159,754 (+4.31%) Land $31,680 Building $128,074
2022	$2,524.00	$153,154	$153,154 Land $25,080 Building $128,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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