Carroll County property record for 895 Backbone Ct, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,140 sqft Total Area |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $728,500 (2022) |
| Tax Bill | $7,251.00 (2025) |
Source: Carroll County records · APN 07-130015
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 895 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit HOWARD BANK |
| Aug 03, 2022 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2022 · Amount on Record |
| Deed Sale | Aug 03, 2022 · Amount on Record |
| Prior Sale | Mar 08, 2000 · Amount on Record |
| Deed Book / Page | 10846 / 183 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 895 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 895 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0103460246 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 10346/246 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 03, 2022 |
| Property Address | 895 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0108460183 |
| Book / Page | 10846 / 183 |
| Map Reference | MB 39 FO 121 |
| Instrument Date | Jun 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 895 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0108460190 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 10846-0190 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 01, 2042 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721,000 (+48.81%) Land $160,000 Building $561,000 | $721,000 (+48.81%) Land $160,000 Building $561,000 | |
| 2025 | $7,251.00 (+32.46%) | ||
| 2023 | $5,474.00 | $484,500 Land $160,000 Building $324,500 | $484,500 Land $160,000 Building $324,500 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-130015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,140 sqft Total Area |
| Basement Area | 1,100 sqft Basement |
| Finished Basement | 1,100 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 627 sqft Pool |
| Deck Area | 516 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 130015 |
|---|---|
| Street Address | 895 BACKBONE CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7745 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 25 - 3.00 ACS 895 BACKBONE CT 39-121/1 SHARONS RDG SC 1 |
| Legal Subdivision | SHARONDS RDG SEC 01 |
| Legal Lot Number | 25 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 507702 |
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