889 Backbone Ct, Westminster, MD 21157 Property Records

Carroll County property record for 889 Backbone Ct, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1996
Square Footage	2,354 sqft Total Area
Lot Size	40,188 sqft (0.923 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$710,000 (2022)
Tax Bill	$5,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-129955`
Alternative APNs	`7129955` `129955`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,354 sqft Total Area
Basement Area	1,100 sqft Basement
Finished Basement	1,100 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	40,188 sqft (0.923 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Area	840 sqft Pool
Shed	1 Shed
Shed Area	308 sqft Shed
Deck Area	434 sqft Deck
Patio Area	560 sqft Patio
Porch Area	162 sqft Porch
Gazebo	256 sqft Gazebo

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	129955
Street Address	889 BACKBONE CT
City	WESTMINSTER
State	MD
Zip	21157-7745
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 21- 0.9226 AC 889 BACKBONE COURT 39-12 SHARONS RDG SC 1
Legal Subdivision	SHARONS RIDGE SEC 01
Legal Lot Number	21
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1000
Census Tract	507702

Owner

Source: Carroll County records · APN 07-129955

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	889 BACKBONE CT, WESTMINSTER, MD 21157-7745
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Dec 05, 1996 · Amount on Record
Deed Book / Page	10902 / 460
Record Refreshed	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 11, 2022
Property Address	889 BACKBONE CT, WESTMINSTER, MD 21157-7745
Document Number	0109020460
Book / Page	10902 / 460
Map Reference	MB 39 FO 121
Instrument Date	Oct 03, 2022
Transaction Type	Transfer
Record Updated	Nov 09, 2022
Title Company	NOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,550.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 BACKBONE CT, WESTMINSTER, MD 21157-7745

Mortgage

Document Number	0109020467
Date	Oct 11, 2022
Instrument	10902-0467

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,100 (+69.25%) Land $140,000 Building $555,100	$695,100 (+69.25%) Land $140,000 Building $555,100
2025	$5,180.00 (+11.64%) Homeowner's exemption
2023	$4,640.00 Homeowner's exemption	$410,700 Land $140,000 Building $270,700	$410,700 Land $140,000 Building $270,700

Flood & Wildfire

889 Backbone Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.