89450 Sutton Lake Rd, Florence, OR 97439 Property Records

Lane County property record for 89450 Sutton Lake Rd, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,100 sqft · built 1989
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jan 2025)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-12-25-32-00400-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-25-32-00400-000`
Alternative APN	`0537595`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,100 sqft Finished Area
1st Floor Area	1,300 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.769 acres)
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	255 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0537595
Street Address	89450 SUTTON LAKE RD
City	FLORENCE
State	OR
Zip	97439-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 25 TWN 17 RNG 12
Legal Range	12W
Legal Township	17S
Legal Section	25
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Lot Number	400
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1176
Census Tract	708

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	89450 SUTTON LAKE RD, FLORENCE, OR 97439-8629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Aug 5, 2009 · Amount on Record
Deed Document Number	2025-001130
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	89450 SUTTON LAKE RD, FLORENCE, OR 97439-8629
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89450 SUTTON LAKE RD, FLORENCE, OR 97439-8629

Mortgage

Document Number	0000008150
Date	Mar 16, 2026
Instrument	2026-008150

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,515.00 (+6.06%)	$411,494 (+6.09%)	$535,584 (-9.91%) Land $210,488 Building $325,096
2023	$4,257.00 (+4.47%)	$387,873 (+3%)	$594,502 (+16.32%) Land $165,544 Building $428,958
2022	$4,075.00	$376,576	$511,109 Land $151,827 Building $359,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	31 (1980–2016)
Claims Outside the SFHA	3 of 31
Most Recent Claim	Nov 2016 · other causes
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 8 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECETA WATER PEOPLES UTILITY DISTRICT serves 4,921 people · EPA ID OR4100301
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20