Lane County property record for 89384 Sutton Lake Rd, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,722 sqft · built 1967 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $675,000 (Aug 2025) |
| Tax Bill | $3,761 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-25-32-00600-000 |
| Primary APN | 17-12-25-32-00600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 3,338 sqft |
| 1st Floor Area | 1,722 sqft |
| Basement Area | 1,196 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 73,181 sqft (1.68 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1,572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Septic |
| Account Number | 0537686 |
|---|---|
| Street Address | 89384 SUTTON LAKE RD |
| City | FLORENCE |
| State | OR |
| Zip | 97439-8665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR5 |
| Legal Description | TL 00600 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 25 |
| Legal Lot Number | 600 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1176 |
| Census Tract | 708 |
89384 Sutton Lake Rd is owner-occupied and held in a trust since December 2025.
Source: Lane County records, as of May 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 89384 SUTTON LAKE RD, FLORENCE, OR 97439-8665 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Intrafamily Transfer, Transfer |
| Aug 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 26, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Aug 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on File |
| Deed Sale | Aug 27, 2025 · Amount on File |
| Prior Sale | Sep 24, 1998 · Amount on File |
| Deed Document Number | 202526902 |
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 0000041306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Dec 30, 2025 |
| Property Address | 89384 SUTTON LAKE RD, FLORENCE, OR 97439-8665 |
| Document Number | 0000041306 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025-041306 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 899384 SUTTON LAKE ROAD, FLORENCE, OR 97439 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 27, 2025 |
| Property Address | 89384 SUTTON LAKE RD, FLORENCE, OR 97439-8665 |
| Document Number | 0000026902 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025-026902 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89384 SUTTON LAKE RD, FLORENCE, OR 97439-8665 |
| Document Number | 0000026903 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 2025-026903 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 89384 SUTTON LAKE RD, FLORENCE, OR 97439-8665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MIS |
| Name | Verified Name |
|---|
| Document Number | 0000047528 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020-047528 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 806 Months |
| Due | Oct 20, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.89% |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 89384 SUTTON LAKE RD, FLORENCE, OR 97439-8665 |
| Document Number | 0000047529 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 89384 SUTTON LAKE RD FLORENCE OR 974398665, FLORENCE, OR 97439-8665 |
| Document Number | 0000047529 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 47529 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 804 Months |
| Due | Aug 25, 2087 |
| Rate | 3.08% |
|---|
The 2025 property tax bill for 89384 Sutton Lake Rd was $3,761.
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,761.00 | $373,183 | $661,199 Land $246,958 Building $414,241 |
| 2023 | $3,546.00 (+4.48%) Veteran's exemption | $351,762 (+3%) | $741,399 (+17.12%) Land $195,166 Building $546,233 |
| 2022 | $3,394.00 Veteran's exemption | $341,517 | $633,020 Land $179,342 Building $453,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89384 Sutton Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 31 (1980–2016) |
| Claims Outside the SFHA | 3 of 31 |
| Most Recent Claim | Nov 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89384 Sutton Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECETA WATER PEOPLES UTILITY DISTRICT serves 4,921 people · EPA ID OR4100301 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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