8944 Wheat Dr, Troy, IL 62294 Property Records

Madison County property record for 8944 Wheat Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 1,640 sqft · built 2021
Lot Size0.306 acres (13,316 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Apr 2022)
Tax Bill$9,751 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Sep 2020 Sale & Construction Loan
+ 3 more
APN09-2-22-14-10-101-012

Property Details

APN / Parcel Number

Primary APN09-2-22-14-10-101-012

Interior

Bedrooms1 Bed
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area1,640 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeFrame
Lot Area13,316 sqft (0.306 acres)
Lot Dimensions128 ft deep x 104 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8944 WHEAT DR
CityTROY
StateIL
Zip62294-2268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW WOOD SUBD PHASE 1 (FINAL PLAT) LOT 32 104 X 128.04 IRREGULAR
Legal SubdivisionSHADOW WOOD SUBD
Legal Phase1
Legal Lot Number32
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1000
Census Tract403532

Owner

8944 Wheat Dr is owned and occupied by an individual who bought it in April 2022.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address8944 WHEAT DR, TROY, IL 62294-2268
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Warranty Deed, Transfer · Conventional Mortgage
CARROLLTON BANK
Sep 30, 2020Warranty Deed, Construction Loan · Construction Mortgage
BANK OF SPRINGFIELD
May 11, 2020Loan Modification, Mortgage
BANK OF SPRINGFIELD
May 10, 2019Loan Modification, Mortgage
BANK OF SPRINGFIELD
Apr 10, 2017Loan Modification, Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2022 · Amount on File
Deed SaleApr 13, 2022 · Amount on File
Prior SaleSep 30, 2020 · Amount on File
Deed Document Number202212727
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateApr 13, 2022
Property Address8944 WHEAT DR, TROY, IL 62294-2268
Document Number0000012727
Map ReferencePC 65 PG 338
Instrument DateApr 12, 2022
Instrument2022R12727
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyPARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8944 WHEAT DR, TROY, IL 62294-2268
InvestorPossibly a Property Investor

Mortgage

Document Number0000012728
DateApr 13, 2022
Instrument2022R12728
Lender
NameCARROLLTON BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.13%

September 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateSep 30, 2020
Property Address8944 WHEAT DR, TROY, IL 62294-2268
Document Number0000034771
Map ReferencePC 65 PG 338
Instrument DateSep 16, 2020
Instrument2020R34771
Transaction TypeConstruction Loan
Record UpdatedOct 4, 2022
Title CompanyMETRO TITLE & ESCROW CO

Transaction

AmountAmount on Record
Tax$71.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 E US HIGHWAY 40 # B, B, TROY, IL 62294-2262
InvestorPossibly a Property Investor

Mortgage

Document Number0000034772
DateSep 30, 2020
Instrument2020R34772
Lender
NameBANK OF SPRINGFIELD
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate4%

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address8944 WHEAT DR, TROY, IL 62294-2268
Document Number0000017211
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8944 WHEAT DR TROY IL 62294, TROY, IL 62294

Mortgage

Document Number0000017211
DateMay 29, 2020
Instrument17211
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794-9301
Agreement
Term12 Months
DueMay 28, 2021
Interest
Rate TypeAdjustable Rate

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address8944 WHEAT DR, TROY, IL 62294-2268
Document Number0000018143
Instrument DateMay 10, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressUS HWY 46 TROY IL 62294, TROY, IL 62294

Mortgage

Document Number0000018143
DateJun 12, 2019
Instrument18143
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794-9301
Agreement
Term12 Months
DueJun 11, 2020

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address8944 WHEAT DR, TROY, IL 62294-2268
Document Number0000012077
Instrument DateApr 10, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressE US HWY 40 TROY IL 62294, TROY, IL 62294

Mortgage

Document Number0000012077
DateApr 12, 2017
Instrument12077
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794-9301
Agreement
Term12 Months
DueApr 11, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 8944 Wheat Dr was $9,751 with a homeowner's exemption, up 6.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,751.00 (+6.53%)$146,940 Land $28,590 Building $118,350$440,820 Land $85,770 Building $355,050
2024$9,153.00
2022$7,887.00$114,540 Land $22,280 Building $92,260$343,964 Land $66,907 Building $277,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8944 Wheat Dr; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8944 Wheat Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYVILLE
serves 10,150 people · EPA ID IL1190750
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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