Madison County property record for 8919 Wheat Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,378 sqft · built 2013 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,500 (Feb 2014) |
| Tax Bill | $10,074 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2025 Line of Credit + 1 more |
| APN | 09-2-22-14-10-101-005 |
| Primary APN | 09-2-22-14-10-101-005 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,378 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 92 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8919 WHEAT DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-2270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW WOOD SUBD PHASE 1 (FINAL PLAT) LOT 5 92 X 125 |
| Legal Subdivision | SHADOW WOOD SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 403532 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8919 WHEAT DR, TROY, IL 62294-2270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit VILLAGE CAPITAL & INVESTMENT |
| Nov 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2014 · Amount on Record |
| Deed Sale | Feb 20, 2014 · Amount on Record |
| Prior Sale | Feb 8, 2013 · Amount on Record |
| Deed Document Number | 20145309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 8919 WHEAT DR, TROY, IL 62294-2270 |
| Document Number | 0000019817 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202619817 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | IL |
| Name | Verified Name |
|---|---|
| Address | 8919 WHEAT DR, TROY, IL 62294-2270 |
| Document Number | 0000019817, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202619817 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 8919 WHEAT DR, TROY, IL 62294-2270 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000035584 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025R35584 |
| Name | VILLAGE CAPITAL & INVESTMENT |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 8919 WHEAT DR, TROY, IL 62294-2270 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036984 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022R36984 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,074.00 (+6.54%) | $151,610 (+28.3%) Land $28,590 Building $123,020 | $454,830 (+28.17%) Land $85,770 Building $369,060 |
| 2024 | $9,456.00 (+22.42%) | ||
| 2022 | $7,724.00 | $118,170 Land $22,280 Building $95,890 | $354,865 Land $66,907 Building $287,958 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYVILLE serves 10,150 people · EPA ID IL1190750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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