8925 Wheat Dr, Troy, IL 62294 Property Records

Madison County property record for 8925 Wheat Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,587 sqft · built 2013
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$289,000 (Jan 2017)
Tax Bill$10,768 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jan 2017 Sale & Mortgage
+ 1 more
APN09-2-22-14-10-101-004

Property Details

APN / Parcel Number

Primary APN09-2-22-14-10-101-004

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,587 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialVinyl
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 92 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8925 WHEAT DR
CityTROY
StateIL
Zip62294-2270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW WOOD SUBD PHASE 1 (FINAL PLAT) LOT 4 92 X 125
Legal SubdivisionSHADOW WOOD SUBD
Legal Phase1
Legal Lot Number4
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1000
Census Tract403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8925 WHEAT DR, TROY, IL 62294-2270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK
Jan 31, 2017Warranty Deed, Transfer · Closed-End Mortgage
BEST HOMETOWN BANK
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
BEST HOMETOWN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2017 · Amount on Record
Deed SaleJan 31, 2017 · Amount on Record
Prior SaleFeb 19, 2014 · Amount on Record
Deed Document Number20173328
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8925 WHEAT DR, TROY, IL 62294-2270
Transaction TypeMortgage
Record UpdatedDec 14, 2022
Title CompanyFATIC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037128
DateNov 22, 2022
Instrument2022R37128
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJan 31, 2017
Property Address8925 WHEAT DR, TROY, IL 62294-2270
Document Number0000003328
Map ReferencePL 65 PG 338
Instrument DateJan 23, 2017
Instrument2017R03328
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanySOUTHERN ILLINOIS REALESTATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$433.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8925 WHEAT DR, TROY, IL 62294-2270

Mortgage

Document Number0000003329
DateJan 31, 2017
Instrument2017R03329
Lender
NameBEST HOMETOWN BANK
AddressCOLLINSVILLE, IL 62234
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8925 WHEAT DR, TROY, IL 62294-2270
Document Number0000003329
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedMay 7, 2018
Title CompanySOUTHERN IL R/E TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2200 LA SALLE DR ALTON IL 620024821, ALTON, IL 62002-4821

Mortgage

Document Number0000003329
DateJan 31, 2017
Instrument3329
Lender
NameBEST HOMETOWN BK
AddressCOLLINSVILLE, IL 62234
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,768.00 (+6.51%)$161,640 (+28.29%) Land $28,590 Building $133,050$484,920 (+28.16%) Land $85,770 Building $399,150
2024$10,110.00 (+22.35%)
2022$8,263.00$126,000 Land $22,280 Building $103,720$378,378 Land $66,907 Building $311,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYVILLE
serves 10,150 people · EPA ID IL1190750
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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