Effingham County property record for 8943 E 1400th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,809 sqft · built 2014 |
| Lot Size | 0.889 acres (38,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Apr 2018) |
| Tax Bill | $3,625 (2022) |
| Deeds & Mortgages | Jul 2021 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-028-034 |
| Primary APN | 11-07-028-034 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,809 sqft Base Area |
| Basement Area | 1,809 sqft |
| Year Built | Built 2014 |
|---|---|
| Construction Type | Frame |
| Lot Area | 38,768 sqft (0.889 acres) |
| Garage Area | 1,106 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 8943 E 1400TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 SOUTH LAKE ESTATES 3377/141 3061/208 2817/293 2397/195 1342/53 |
| Legal Subdivision | SOUTH LAKE ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3082 |
| Census Tract | 950200 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8943 E 1400TH AVE, EFFINGHAM, IL 62401-6439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK |
| Apr 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2018 · Amount on Record |
| Deed Sale | Apr 18, 2018 · Amount on Record |
| Prior Sale | Sep 4, 2014 · Amount on Record |
| Deed Document Number | 201801801377 |
| Deed Book / Page | 3377 / 141 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 8943 E 1400TH AVE, EFFINGHAM, IL 62401-6439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8943 E 1400TH AVE, EFFINGHAM, IL 62401-6439 |
| Document Number | 3702/216 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 3702/216 |
| Instrument | 202121003403 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 8943 E 1400TH AVE, EFFINGHAM, IL 62401-6439 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 3556/189 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 3556/189 |
| Instrument | 202020001928 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 18, 2018 |
| Property Address | 8943 E 1400TH AVE, EFFINGHAM, IL 62401-6439 |
| Document Number | 3377/141 |
| Book / Page | 3377 / 141 |
| Map Reference | MB 2852 PG 349 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 201801801377 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8943 E 1400TH AVE # 3, 3, EFFINGHAM, IL 62401-6439 |
| Document Number | 201801801378 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 201801801378 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $3,625.00 Homeowner's exemption | $83,550 Land $5,660 Building $77,890 | $250,650 Land $16,980 Building $233,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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