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8985 E 1400th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 8985 E 1400th Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2017
Square Footage1,687 sqft Base Area
Lot Size38,768 sqft (0.889 acres)
Garage574 sqft
OccupancyOwner Occupied
Last Sale$225,000 (2020)
Tax Bill$3,034.00 (2022)

Property Details

APN / Parcel Number

Primary APN11-07-028-035

Interior

Building Area1,687 sqft Base Area
Basement Area1,687 sqft Basement
Stories1 Story

Exterior

Year BuiltBuilt 2017
Construction TypeFrame
Lot Area38,768 sqft (0.889 acres)
Parking Spaces2 Parking Spaces
Garage Area574 sqft Garage

Location & Zoning

Street Address8985 E 1400TH AVE
CityEFFINGHAM
StateIL
Zip62401-6439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 SOUTH LAKE ESTATES 3379/269 3341/145 2817/293 2397/195 1342/53
Legal SubdivisionSOUTH LAKE ESTATES
Legal Lot Number10
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group3
Census Block3082
Census Tract950200

Owner

Source: Effingham County records · APN 11-07-028-035

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Line of Credit
DIETERICH BANK NA
Nov 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
DIETERICH BANK NA
Jul 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 29, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 30, 2018Special Warranty Deed, Transfer · Conventional Mortgage
LAND OF LINCOLN CU
Oct 18, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleApr 30, 2018 · Amount on Record
Deed Document Number202020003439
Deed Book / Page3583 / 68
Record UpdatedJun 07, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003872/167
DateAug 14, 2023
Book Page3872/167
Instrument202323002597
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 23, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003350/320
DateNov 27, 2017
Book Page3350/320
Instrument201701705483
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 16, 2022
Interest
Rate4.5%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003702/199
DateJul 07, 2021
Book Page3702/199
Instrument202121003402
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 29, 2020
Property Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439
Document Number0003583/68
Book / Page3583 / 68
Map ReferenceMB 2852 PG 349
Instrument DateJun 23, 2020
Instrument202020003439
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$352.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address707 S 3RD ST, EFFINGHAM, IL 62401-3857

Mortgage

Document Number202020003440
DateJun 29, 2020
Instrument202020003440
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEFFINGHAM IL
Recording DateApr 30, 2018
Property Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439
Document Number003379/269
Book / Page3379 / 269
Map ReferencePL 65-F MB 2852 PG 3
Instrument DateApr 27, 2018
Instrument201801801547
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$367.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439

Mortgage

Document Number201801801548
DateApr 30, 2018
Instrument201801801548
Lender
NameLAND OF LINCOLN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2033

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateOct 18, 2017
Property Address8985 E 1400TH AVE, EFFINGHAM, IL 62401-6439
Document Number003341/145
Book / Page3341 / 145
Map ReferencePL 65-F MB 2852 PG 3
Instrument DateOct 17, 2017
Instrument201701704893
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
Tax$37.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1341, EFFINGHAM, IL 62401-1341

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$3,034.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$71,070 Land $4,270 Building $66,800$213,210 Land $12,810 Building $200,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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