8885 E 1400th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 8885 E 1400th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,758 sqft · built 2016
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Sep 2016)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-028-033`

Property Details

APN / Parcel Number

Primary APN	`11-07-028-033`

Interior

Stories	1 Story
Building Area	1,758 sqft Base Area
1st Floor Area	1,758 sqft
Basement Area	1,758 sqft
Unfinished Basement	1,758 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	8885 E 1400TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SOUTH LAKE ESTATES 3237/145 2817/293 2397/195 1342/53
Legal Subdivision	SOUTH LAKE ESTATES
Legal Lot Number	8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3082
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8885 E 1400TH AVE, EFFINGHAM, IL 62401-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	20161603954
Deed Book / Page	3237 / 145
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8885 E 1400TH AVE, EFFINGHAM, IL 62401-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CTRS, TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3317/069
Date	Jul 17, 2017
Book Page	3317/069
Instrument	201701703255

Lender

Name	NATIONAL BANK
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 25, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8885 E 1400TH AVE, EFFINGHAM, IL 62401-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3315/334
Date	Jul 12, 2017
Book Page	3315/334
Instrument	201701703147

Lender

Name	NATIONAL BANK
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8885 E 1400TH AVE, EFFINGHAM, IL 62401-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3634/331
Date	Dec 1, 2020
Book Page	3634/331
Instrument	202020006571

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8885 E 1400TH AVE, EFFINGHAM, IL 62401-5106
Transaction Type	Mortgage
Record Updated	Oct 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3587/189
Date	Jul 9, 2020
Book Page	3587/189
Instrument	202020003696

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,356.00 (+81.08%)	$126,560 (+55.98%) Land $7,400 Building $119,160	$379,680 (+55.98%) Land $22,200 Building $357,480
2022	$3,510.00 Homeowner's exemption	$81,140 Land $5,640 Building $75,500	$243,420 Land $16,920 Building $226,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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