Lake County property record for 8933 Elm St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,716 sqft · built 1927 |
| Lot Size | 0.58 acres (25,252 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $165,000 (May 2000) |
| Tax Bill | $6,044 (2023) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-006-B-00-011-0 |
| Primary APN | 20-A-006-B-00-011-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,252 sqft (0.58 acres) |
| Lot Dimensions | 250 ft deep x 101 ft wide |
| View / Lot | Extra Front |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Porch | Porch |
|---|---|
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Canopy | 200 sqft |
| Pole Barn | 792 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 8933 ELM ST |
|---|---|
| City | KIRTLAND |
| State | OH |
| Zip | 44094-9240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 30 TRACT 1 |
| Legal Subdivision | SECOND POWELL ALLOTMENT |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 203700 |
Source: Lake County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 8933 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2000 · Amount on Record |
| Deed Sale | May 30, 2000 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 200019002 |
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 0000033352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 14, 2026 |
| Property Address | 8933 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Document Number | 0000020988 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202620988 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 8933 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Document Number | 0000020988, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202620988 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8933 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000010904 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023R010904 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Nov 10, 2020 |
| Property Address | 8933 ELM ST, KIRTLAND, OH 44094-9240 |
| Document Number | 0000033352 |
| Map Reference | VOL C PG 63 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020R033352 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8933 ELM ST, KIRTLAND, OH 44094-9240 |
| Document Number | 0000033353 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020R033353 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8933 ELM ST, KIRTLAND, OH 44094-9240 |
| Document Number | 0000002349 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8933 ELM ST KIRTLAND OH 440949240, KIRTLAND, OH 44094-9240 |
| Document Number | 0000002349 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2349 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 3, 2034 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption | $66,730 (+15.61%) Land $28,490 Building $38,240 | $190,680 (+15.63%) Land $81,410 Building $109,270 |
| 2023 | $6,044.00 (+215.12%) Homeowner's exemption Senior Citizen's exemption | $57,720 (+27.84%) Land $24,660 Building $33,060 | |
| 2022 | $1,918.00 Homeowner's exemption Senior Citizen's exemption | $45,150 Land $23,460 Building $21,690 | |
| 2021 | $164,910 Land $70,450 Building $94,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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