Lake County property record for 8925 Elm St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1946 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Sep 2000) |
| Tax Bill | $4,766 (2023) |
| Deeds & Mortgages | Feb 2024 Transfer May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-002-C-00-010-0 |
| Primary APN | 20-A-002-C-00-010-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 136,343 sqft (3.13 acres) |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 192 sqft |
| Lean-To | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 8925 ELM ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 17 & 30 TRACT 1 |
| Legal Subdivision | CITY/KIRTLAND 01 |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 17,30 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 203700 |
Source: Lake County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8925 ELM ST, KIRTLAND, OH 44094-9240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 16, 2024 | Intrafamily Transfer, Transfer EMERALD GLEN TITLE AGENCY |
| May 10, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2000 · Amount on Record |
| Deed Sale | Sep 27, 2000 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 200034801 |
| Last Transfer Date | Nov 14, 2024 |
| Transfer Doc | 0000023275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 16, 2024 |
| Property Address | 8925 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Document Number | 0000002996 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024R002996 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | EMERALD GLEN TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8925 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8925 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011417 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 2018R011417 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 26, 2033 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,870 (+44.71%) Land $24,220 Building $41,650 | $188,200 (+44.72%) Land $69,200 Building $119,000 | |
| 2023 | $4,766.00 (+94.77%) Homeowner's exemption | $45,520 (-) Land $18,590 Building $26,930 | |
| 2022 | $2,447.00 | $45,520 Land $18,590 Building $26,930 | |
| 2021 | $130,040 Land $53,100 Building $76,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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