Calvert County property record for 8931 Harmony Ct, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,596 sqft · built 1985 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jun 2022) |
| Tax Bill | $5,033 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-078078 |
| Primary APN | 03-078078 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,596 sqft Total Area |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 078078 |
|---|---|
| Street Address | 8931 HARMONY CT |
| City | OWINGS |
| State | MD |
| Zip | 20736-9770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 MT HARMONY ESTS |
| Legal Subdivision | MT HARMONY ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 860200 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8931 HARMONY CT, OWINGS, MD 20736-9770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 23, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2001 · Amount on Record |
| Deed Book / Page | 6297 / 81 |
| Prior Transfer Date | Apr 20, 2021 |
| Prior Transfer Doc | 0059420545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 13, 2022 |
| Property Address | 8931 HARMONY CT, OWINGS, MD 20736-9770 |
| Document Number | 0062970081 |
| Book / Page | 6297 / 81 |
| Map Reference | LB JLB 2 FO 227 |
| Instrument Date | Jun 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | NOT AVAILABLE, TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8931 HARMONY CT, OWINGS, MD 20736-9770 |
| Document Number | 0000629788 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 6297/88 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 23, 2021 |
| Property Address | 8931 HARMONY CT, OWINGS, MD 20736-9770 |
| Document Number | 0059420545 |
| Book / Page | 5942 / 545 |
| Map Reference | LB JLB 2 FO 227 |
| Instrument Date | Apr 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 8931 HARMONY CT, OWINGS, MD 20736-9770 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,467 (+1.7%) | $468,600 (+5.09%) Land $190,000 Building $278,600 | |
| 2025 | $5,033.00 (+18.45%) Homeowner's exemption | $445,900 (+9.01%) Land $190,000 Building $255,900 | $445,900 (-) Land $190,000 Building $255,900 |
| 2023 | $4,249.00 | $409,033 | $445,900 Land $190,000 Building $255,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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