Calvert County property record for 8911 Harmony Ct, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,440 sqft · built 1975 |
| Lot Size | 3.17 acres (138,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Dec 2017) |
| Tax Bill | $5,742 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-062678 |
| Primary APN | 03-062678 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,440 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 138,085 sqft (3.17 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 529 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 062678 |
|---|---|
| Street Address | 8911 HARMONY CT |
| City | OWINGS |
| State | MD |
| Zip | 20736-9770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 MT HARMONY ESTS |
| Legal Subdivision | MT HARMONY ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 860200 |
8911 Harmony Ct is owned and occupied by two individuals who bought it in December 2017.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8911 HARMONY CT, OWINGS, MD 20736-9770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Dec 21, 2017 | Deed, Transfer · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| Apr 27, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on File |
| Deed Sale | Dec 21, 2017 · Amount on File |
| Prior Sale | Apr 27, 2017 · Amount on File |
| Deed Book / Page | 5118 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8911 HARMONY CT, OWINGS, MD 20736-9770 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8911 HARMONY CT, OWINGS, MD 20736-9770 |
| Document Number | 0062560367 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 6256/367 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 21, 2017 |
| Property Address | 8911 HARMONY CT, OWINGS, MD 20736-9770 |
| Document Number | 0051180109 |
| Book / Page | 5118 / 109 |
| Map Reference | LB JLB2 FO227 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ULTIMATE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 417 ELM AVE, GLEN BURNIE, MD 21061-2493 |
| Document Number | 0005118117 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 5118/117 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 8911 HARMONY CT, OWINGS, MD 20736-9770 |
| Document Number | 0049820459 |
| Book / Page | 004982 / 000459 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $521.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
The 2025 property tax bill for 8911 Harmony Ct was $5,742.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,533 | $541,400 Land $190,300 Building $351,100 | |
| 2025 | $5,742.00 | ||
| 2023 | $4,835.00 | $465,400 | $511,600 Land $190,300 Building $321,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8911 Harmony Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8911 Harmony Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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