Calvert County property record for 8901 Harmony Ct, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,636 sqft · built 1977 |
| Lot Size | 3.54 acres (154,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Mar 1983) |
| Tax Bill | $5,471 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-074137 |
| Primary APN | 03-074137 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,636 sqft Total Area |
| Basement Area | 1,490 sqft |
| Finished Basement | 1,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 154,202 sqft (3.54 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 1,190 sqft |
| Porch | Slab |
| Porch Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 074137 |
|---|---|
| Street Address | 8901 HARMONY CT |
| City | OWINGS |
| State | MD |
| Zip | 20736-9770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 MT HARMONY ESTS |
| Legal Subdivision | MT HARMONY ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 860200 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8901 HARMONY CT, OWINGS, MD 20736-9770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 1983 · Amount on Record |
| Deed Sale | Mar 11, 1983 · Amount on Record |
| Deed Book / Page | 295 / 775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8901 HARMONY CT, OWINGS, MD 20736-9770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CU TITLE INS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0050470129 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 5047/129 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | UPPER MARLBORO, MD 20774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,100 (+1.77%) | $512,300 (+5.3%) Land $191,000 Building $321,300 | |
| 2025 | $5,471.00 (+18.57%) Homeowner's exemption | $486,500 (+9.55%) Land $191,000 Building $295,500 | $486,500 (-) Land $191,000 Building $295,500 |
| 2023 | $4,614.00 Homeowner's exemption | $444,100 | $486,500 Land $191,000 Building $295,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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