893 Winterhaven Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 893 Winterhaven Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,772 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,900 (Dec 2009)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-295-00739510`

Property Details

APN / Parcel Number

Primary APN	`04-295-00739510`
Alternative APNs	`4-295-00739510` `29500739510`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,322 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29500739510
Street Address	893 WINTERHAVEN DR
City	GAMBRILLS
State	MD
Zip	21054-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 66 SC 2 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	66
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3002
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	893 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2009 · Amount on Record
Deed Sale	Dec 2, 2009 · Amount on Record
Prior Sale	Jun 21, 2006
Deed Document Number	20099038
Deed Book / Page	21711 / 13
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	0179550386
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	893 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	SWAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214

Mortgage

Document Number	0363630218
Date	Mar 16, 2021
Book Page	36363/218

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jul 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	893 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214
Document Number	0326350385
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 WINTERHAVEN DR GAMBRILLS MD 210541214, GAMBRILLS, MD 21054-1214

Mortgage

Document Number	0326350385
Date	Nov 5, 2018
Book Page	032635/000385

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 4, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,433 (+6.59%)	$467,900 (+19.76%) Land $283,400 Building $184,500
2025	$4,258.00 (+2.06%) Homeowner's exemption	$390,700 (+9.61%) Land $221,500 Building $169,200	$390,700 (-) Land $221,500 Building $169,200
2024	$4,172.00 (+16.63%)
2023	$3,577.00 Homeowner's exemption	$356,433	$390,700 Land $221,500 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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