899 Winterhaven Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 899 Winterhaven Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,378 sqft · built 1968
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jul 2025)
Tax Bill	$4,435 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-06035600`

Property Details

APN / Parcel Number

Primary APN	`04-295-06035600`
Alternative APNs	`4-295-06035600` `29506035600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	1,378 sqft
Utility Area	154 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29506035600
Street Address	899 WINTERHAVEN DR
City	GAMBRILLS
State	MD
Zip	21054-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 63 SC 2 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	63
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3002
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	899 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
May 5, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jun 11, 2018	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Book / Page	41502 / 37
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 7, 2026
Property Address	899 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214
Document Number	4232000223
Book / Page	42320 / 223
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	899 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214

Mortgage

Document Number	4232000223,
Date	May 7, 2026
Book Page	42320/223

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	899 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214
Document Number	0347090256
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	899 WINTERHAVEN DR GAMBRILLS MD 210541214, GAMBRILLS, MD 21054-1214

Mortgage

Document Number	0347090256
Date	Jun 9, 2020
Book Page	034709/000256

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 11, 2018
Property Address	899 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214
Document Number	0321880061
Book / Page	32188 / 061
Map Reference	MB37 FO13
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CHANALLOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 WINTERHAVEN DR, GAMBRILLS, MD 21054-1214

Mortgage

Document Number	0003218867
Date	Jun 11, 2018
Instrument	32188/67

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,133 (+6.6%)	$450,800 (+19.8%) Land $284,900 Building $165,900
2025	$4,435.00 (+1.93%)	$376,300 (+7.48%) Land $222,800 Building $153,500	$376,300 (-) Land $222,800 Building $153,500
2024	$4,351.00 (+15.84%)
2023	$3,756.00 Homeowner's exemption	$350,100	$376,300 Land $222,800 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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