892 Winterhaven Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 892 Winterhaven Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1968
Lot Size	0.196 acres (8,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2026)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-295-05991075`

Property Details

APN / Parcel Number

Primary APN	`04-295-05991075`
Alternative APNs	`4-295-05991075` `29505991075`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,532 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,556 sqft (0.196 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29505991075
Street Address	892 WINTERHAVEN DR
City	GAMBRILLS
State	MD
Zip	21054-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 26 SC 2 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	26
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3012
Census Tract	740800

Owner

Source: Anne Arundel County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	892 WINTERHAVEN DR, GAMBRILLS, MD 21054-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Dec 7, 2012 · Amount on Record
Deed Book / Page	42371 / 316
Transfer Doc	0000013002
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 22, 2026
Property Address	892 WINTERHAVEN DR, GAMBRILLS, MD 21054-1215
Document Number	4237000316
Book / Page	42371 / 316
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	892 WINTERHAVEN DR, GAMBRILLS, MD 21054-1215

Mortgage

Document Number	4237000324,
Date	May 22, 2026
Book Page	42371/324

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	892 WINTERHAVEN DR, GAMBRILLS, MD 21054-1215
Document Number	0358520101
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 WINTERHAVEN DR GAMBRILLS MD 210541215, GAMBRILLS, MD 21054-1215

Mortgage

Document Number	0358520101
Date	Dec 30, 2020
Book Page	035852/000101

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2040

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (+1.92%) Homeowner's exemption	$372,400 (+7.24%) Land $223,600 Building $148,800	$372,400 (-) Land $223,600 Building $148,800
2024	$4,328.00 (+15.91%)
2023	$3,734.00 Homeowner's exemption	$347,267	$372,400 Land $223,600 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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