St. Louis County property record for 8926 Raps Rd, Cook, MN 55723
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,597 sqft · built 1995 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Oct 2020) |
| Tax Bill | $17,338 (2026) |
| Deeds & Mortgages | Jul 2022 Transfer Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 250-0020-01402 |
| Primary APN | 250-0020-01402 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,597 sqft Gross Area |
| 1st Floor Area | 2,222 sqft |
| Basement Area | 1,818 sqft |
| Finished Basement | 1,818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 132,422 sqft (3.04 acres) |
| Garage Area | 910 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 139 sqft |
| Pole Barn | 1,512 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1133486 |
|---|---|
| Street Address | 8926 RAPS RD |
| City | COOK |
| State | MN |
| Zip | 55723 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | E 450 FT OF LOT 5 S OF RAPP ROAD EXE 100 FEET AND EX W 225 FEET OF E 450 FTS OF RD SERIAL # |
| Legal Range | 18W |
| Legal Township | 63N |
| Legal Section | 09 |
| Legal Subdivision | BEATTY TOWN OF |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BEATTY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 15501 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 817 ROYAL MINISTER BLVD, THE COLONY, TX 75056-6391 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Intrafamily Transfer, Transfer |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FIN'L |
| Oct 20, 2020 | Grant Deed, Transfer · Conventional Mortgage MEGASTAR FIN'L |
| Apr 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage AMERICAN BK/THE NORTH |
| Apr 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage AMERICAN BK/THE NORTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Deed Document Number | 20201393585 |
| Prior Transfer Date | Oct 11, 2012 |
| Prior Transfer Doc | 00A1205770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 15, 2022 |
| Property Address | 8926 RAPS RD, COOK, MN 55723 |
| Document Number | 0001447752 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 1447752 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 ROYAL MINISTER BLVD, LEWISVILLE, TX 75056-6391 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8926 RAPS RD, COOK, MN 55723 |
| Document Number | 00A1393588 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8926 RAPS RD COOK MN 55723, COOK, MN 55723 |
| Document Number | 00A1393588 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | A1393588 |
| Name | MEGASTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 19, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 20, 2020 |
| Property Address | 8926 RAPS RD, COOK, MN 55723 |
| Document Number | 00A1393585 |
| Instrument Date | Sep 3, 2020 |
| Instrument | A1393585 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4206 BOULDER DR PARKER TX 750022785, PARKER, TX 75002-2785 |
| Document Number | A1393588 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | A1393588 |
| Name | MEGASTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 19, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8926 RAPS RD, COOK, MN 55723 |
| Document Number | 00A1359616 |
| Instrument Date | Apr 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 8924 RAPS RD COOK MN 557238825, COOK, MN 55723-8825 |
| Document Number | 00A1359616 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | A1359616 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8926 RAPS RD, COOK, MN 55723 |
| Document Number | 00A1359617 |
| Instrument Date | Apr 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 8924 RAPS RD COOK MN 557238825, COOK, MN 55723-8825 |
| Document Number | 00A1359617 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | A1359617 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Beatty Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,338.00 (+4.11%) | ||
| 2025 | $16,654.00 (+2.01%) | $1,771,800 (+20.64%) Land $200,700 Building $1,571,100 | $1,771,800 (+20.64%) Land $200,700 Building $1,571,100 |
| 2024 | $16,326.00 | $1,468,700 (+36.88%) Land $182,900 Building $1,285,800 | $1,468,700 (+36.88%) Land $182,900 Building $1,285,800 |
| 2022 | $1,073,000 Land $152,700 Building $920,300 | $1,073,000 Land $152,700 Building $920,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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