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8924 Raps Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8924 Raps Rd, Cook, MN 55723

Property Summary

Property TypeSeasonal / Vacation Home
Details2.25 ba · 768 sqft · built 1995
Lot Size2.46 acres (107,158 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Oct 2020)
Tax Bill$2,116 (2026)
Deeds & MortgagesJul 2022 Transfer
Apr 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN250-0020-01403

Property Details

APN / Parcel Number

Primary APN250-0020-01403
Alternative APN
  • 1133486

Interior

Full Baths2.25 Baths
Stories1 Story
Building Area768 sqft Base Area
1st Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeWood
Lot Area107,158 sqft (2.46 acres)

Exterior Amenities

PorchPorch
Porch Area238 sqft
Deck Area140 sqft
Boat House768 sqft

Location & Zoning

Account Number1133486
Street Address8924 RAPS RD
CityCOOK
StateMN
Zip55723-8825
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionE 100 FT OF LOT 5 LYING S OF ROAD SERIAL #
Legal Range18W
Legal Township63N
Legal Section09
Legal SubdivisionBEATTY TOWN OF
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionBEATTY
Census Block Group2
Census Block2050
Census Tract15501

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address817 ROYAL MINISTER BLVD, THE COLONY, TX 75056-6391
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Intrafamily Transfer, Transfer
Apr 1, 2018Loan Modification, Mortgage · Conventional Mortgage
AMERICAN BK/THE NORTH
Apr 1, 2018Loan Modification, Mortgage · Conventional Mortgage
AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Deed Document Number20201393585
Last Transfer DateApr 19, 2022
Transfer Doc0001447752
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateJul 15, 2022
Property Address8924 RAPS RD, COOK, MN 55723-8825
Document Number0001447752
Instrument DateApr 19, 2022
Instrument1447752
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 ROYAL MINISTER BLVD, LEWISVILLE, TX 75056-6391

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address8924 RAPS RD, COOK, MN 55723-8825
Document Number00A1359616
Instrument DateApr 1, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address8924 RAPS RD COOK MN 557238825, COOK, MN 55723-8825

Mortgage

Document Number00A1359616
DateJul 30, 2019
InstrumentA1359616
Lender
NameAMERICAN BK/THE NORTH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address8924 RAPS RD, COOK, MN 55723-8825
Document Number00A1359617
Instrument DateApr 1, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address8924 RAPS RD COOK MN 557238825, COOK, MN 55723-8825

Mortgage

Document Number00A1359617
DateJul 30, 2019
InstrumentA1359617
Lender
NameAMERICAN BK/THE NORTH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionBeatty Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,116.00 (+4.86%)
2025$2,018.00 (+5.32%)$238,700 (+13.67%) Land $182,900 Building $55,800$238,700 (+13.67%) Land $182,900 Building $55,800
2024$1,916.00$210,000 (+28.44%) Land $164,300 Building $45,700$210,000 (+28.44%) Land $164,300 Building $45,700
2022$163,500 Land $130,800 Building $32,700$163,500 Land $130,800 Building $32,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

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