St. Louis County property record for 8914 Raps Rd, Cook, MN 55723
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 5 bd · 5 ba · 2,819 sqft · built 1994 |
| Lot Size | 2.65 acres (115,622 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Oct 2024) |
| Tax Bill | $9,486 (2026) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 250-0055-00120 |
| Primary APN | 250-0055-00120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,819 sqft Gross Area |
| 1st Floor Area | 2,011 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 115,622 sqft (2.65 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 70 sqft |
| Cabin | 480 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1174109 |
|---|---|
| Street Address | 8914 RAPS RD |
| City | COOK |
| State | MN |
| Zip | 55723-8825 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0012 SERIAL # |
| Legal Subdivision | HOLLISTER LAKESHORE LOTS |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BEATTY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 15501 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4439 COACHMAN LN NE, PRIOR LAKE, MN 55372-4108 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 20241498556 |
| Prior Transfer Date | Apr 20, 2001 |
| Prior Transfer Doc | 0000813990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 26, 2018 |
| Property Address | 8914 RAPS RD, COOK, MN 55723-8825 |
| Document Number | 0001347173 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 1347173 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4295 WESTON LN N, PLYMOUTH, MN 55446-2502 |
| Document Number | 0001347174 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 1347174 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 15.7% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Beatty Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,486.00 (+4.22%) | ||
| 2025 | $9,102.00 (-3.64%) | $920,700 (+18.89%) Land $216,600 Building $704,100 | $920,700 (+18.89%) Land $216,600 Building $704,100 |
| 2024 | $9,446.00 | $774,400 (+29.39%) Land $198,000 Building $576,400 | $774,400 (+29.39%) Land $198,000 Building $576,400 |
| 2022 | $598,500 Land $166,200 Building $432,300 | $598,500 Land $166,200 Building $432,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 87% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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