89257 Sutton Lake Dr, Florence, OR 97439 Property Records

Lane County property record for 89257 Sutton Lake Dr, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,131 sqft · built 1991
Lot Size	0.3 acres (13,068 sqft)
Owner	Trust Name on File
Last Sale	$125,000 (Jun 2003)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-26-34-00600-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-26-34-00600-000`
Alternative APN	`0539898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,131 sqft Finished Area
1st Floor Area	625 sqft
2nd Floor Area	506 sqft

Exterior

Year Built	Built 1991
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	121 ft deep x 106 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0539898
Street Address	89257 SUTTON LAKE DR
City	FLORENCE
State	OR
Zip	97439-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1-RURAL RES. (1 AC MIN)
Legal Description	SUBD:SUTTON LAKE BY THE SEA SEC/TWN/RNG/MER:SEC 26 TWN 17 RNG 12
Legal Range	12W
Legal Township	17S
Legal Section	26
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SUTTON LAKE BY THE SEA
Legal Lot Number	600
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1174
Census Tract	708

Owner

Source: Lane County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	89257 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 7, 2020	Quit Claim Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2003 · Amount on Record
Deed Sale	Jun 19, 2003 · Amount on Record
Prior Sale	Jun 19, 2003 · Amount on Record
Deed Document Number	0000055717
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000035633
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	89257 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89257 SUTTON LAKE DR, FLORENCE, OR 97439-8605

Mortgage

Document Number	0000026270
Date	Jun 15, 2022
Instrument	2022-026270

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	89257 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89257 SUTTON LAKE DR, FLORENCE, OR 97439-8605

Mortgage

Document Number	0000051139
Date	Aug 4, 2021
Instrument	2021-051139

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jul 7, 2020
Property Address	89257 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Document Number	0000035633
Instrument Date	Jul 6, 2020
Instrument	35633
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	CASCADE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	89257 SUTTON LAKE DR FLORENCE OR 974398605, FLORENCE, OR 97439-8605

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (+6.37%)	$155,362 (+6.09%)	$264,312 (+3.37%) Land $56,837 Building $207,475
2023	$1,648.00 (+4.37%)	$146,444 (+3%)	$255,688 (+0.54%) Land $44,021 Building $211,667
2022	$1,579.00	$142,179	$254,308 Land $40,121 Building $214,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	31 (1980–2016)
Claims Outside the SFHA	3 of 31
Most Recent Claim	Nov 2016 · other causes
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 8 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECETA WATER PEOPLES UTILITY DISTRICT serves 4,921 people · EPA ID OR4100301
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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