89248 Sutton Lake Dr, Florence, OR 97439 Property Records

Lane County property record for 89248 Sutton Lake Dr, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 768 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$179,000 (Dec 2019)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Aug 2023 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-26-34-04500-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-26-34-04500-000`
Alternative APN	`0540284`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Finished Area
Gross Area	1,056 sqft
1st Floor Area	768 sqft
Basement Area	288 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0540284
Street Address	89248 SUTTON LAKE DR
City	FLORENCE
State	OR
Zip	97439-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1-RURAL RES. (1 AC MIN)
Legal Description	SUBD:SUTTON LAKE BY THE SEA SEC/TWN/RNG/MER:SEC 26 TWN 17 RNG 12
Legal Range	12W
Legal Township	17S
Legal Section	26
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SUTTON LAKE BY THE SEA
Legal Lot Number	4500
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1189
Census Tract	708

Owner

89248 Sutton Lake Dr is held in a trust since August 2023.

Source: Lane County records, as of October 27, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	5557 CHITTUM LOOP, FLORENCE, OR 97439-8574
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Intrafamily Transfer, Transfer
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 28, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	0000055818
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000024218
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Aug 21, 2023
Property Address	89248 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Document Number	0000024218
Map Reference	MB 24 PG 6
Instrument Date	Aug 16, 2023
Instrument	2023-024218
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5557 CHITTUM LOOP, FLORENCE, OR 97439-8574

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	89248 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018835
Date	Mar 18, 2021
Instrument	2021-018835

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 5, 2019
Property Address	89248 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Document Number	0000055818
Instrument Date	Dec 4, 2019
Instrument	55818
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89248 SUTTON LAKE DR FLORENCE OR 974398605, FLORENCE, OR 97439-8605

Mortgage

Document Number	55819
Date	Dec 5, 2019
Instrument	55819

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 28, 2019
Property Address	89248 SUTTON LAKE DR, FLORENCE, OR 97439-8605
Document Number	0000007494
Instrument Date	Feb 16, 2019
Instrument	7494
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 777 FLORENCE OR 974390031, FLORENCE, OR 97439-0031

Tax Assessment & Valuation

The 2025 property tax bill for 89248 Sutton Lake Dr was $1,220.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00	$105,978	$223,821 Land $67,565 Building $156,256
2023	$1,145.00 (+4.28%)	$99,896 (+3%)	$193,190 (+5.29%) Land $55,308 Building $137,882
2022	$1,098.00	$96,987	$183,481 Land $51,530 Building $131,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89248 Sutton Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	31 (1980–2016)
Claims Outside the SFHA	3 of 31
Most Recent Claim	Nov 2016 · other causes
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 8 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89248 Sutton Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECETA WATER PEOPLES UTILITY DISTRICT serves 4,921 people · EPA ID OR4100301
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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