89282 Sutton Lake Dr, Florence, OR 97439 Property Records

Lane County property record for 89282 Sutton Lake Dr, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,214 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (May 2021)
Tax Bill	$1,835 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-26-34-05000-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-26-34-05000-000`
Alternative APNs	`1712263405000` `0540334`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	878 sqft
Attic	Attic
Attic Area	336 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	137 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Account Number	0540334
Street Address	89282 SUTTON LAKE DR
City	FLORENCE
State	OR
Zip	97439-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	TL 05000
Legal Range	12
Legal Township	17
Legal Section	26
Legal Subdivision	SUTTON LAKE BY THE SEA
Legal Block	J
Legal Lot Number	5000
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1194
Census Tract	708

Owner

89282 Sutton Lake Dr is owned and occupied by an individual who bought it in May 2021.

Source: Lane County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	89282 SUTTON LAKE DR, FLORENCE, OR 97439-8606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Re-recorded Document · VA Mortgage WINTRUST MORTGAGE
May 5, 2021	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
May 11, 2021	Correction Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	202132394
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0000008238
Record Updated	Oct 29, 2026

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LANE OR
Recording Date	May 11, 2021
Property Address	89282 SUTTON LAKE DR, FLORENCE, OR 97439-8606
Document Number	0000032394
Map Reference	MB 24 PG 27
Instrument Date	Apr 23, 2021
Instrument	2021-032394
Record Updated	May 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 S 1950 W, SYRACUSE, UT 84075-9090

Mortgage

Document Number	0000032395
Date	May 11, 2021
Instrument	2021-032395

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 5, 2021
Property Address	89282 SUTTON LAKE DR, FLORENCE, OR 97439-8606
Document Number	0000031034
Map Reference	MB 24 PG 27
Instrument Date	Apr 23, 2021
Instrument	2021-031034
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 S 1950 W, SYRACUSE, UT 84075-9090

Mortgage

Document Number	0000031035
Date	May 5, 2021
Instrument	2021-031035

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

May 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LANE OR
Recording Date	May 11, 2021
Property Address	89282 SUTTON LAKE DR, FLORENCE, OR 97439-8606
Document Number	0000032394
Instrument Date	Apr 23, 2021
Instrument	32394
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	CASCADE TITLE

Transaction

Tax	$359.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 S 1950 W SYRACUSE UT 840759090, SYRACUSE, UT 84075-9090

Tax Assessment & Valuation

The 2025 property tax bill for 89282 Sutton Lake Dr was $1,835 with a veteran's exemption.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,835.00 Veteran's exemption	$194,591	$356,668 Land $64,578 Building $292,090
2023	$1,726.00 (+4.35%) Veteran's exemption	$183,422 (+3%)	$354,105 (+4.55%) Land $52,079 Building $302,026
2022	$1,654.00 Veteran's exemption	$178,080	$338,707 Land $48,241 Building $290,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89282 Sutton Lake Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	31 (1980–2016)
Claims Outside the SFHA	3 of 31
Most Recent Claim	Nov 2016 · other causes
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 8 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89282 Sutton Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECETA WATER PEOPLES UTILITY DISTRICT serves 4,921 people · EPA ID OR4100301
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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