Sacramento County property record for 8912 Bluff Ln, Fair Oaks, CA 95628
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,012 sqft · built 1976 |
| Lot Size | 0.158 acres (6,895 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Sep 2019) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-0630-011-0005 |
| Primary APN | 246-0630-011-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| 2nd Floor Area | 931 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,895 sqft (0.158 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8912 BLUFF LN |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6493 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RD-10 (PC) |
| Legal Description | LOT 2-K CONDOMINIUM PROJECT THE BLUFFS BK 750529PG 746 PHASE 2 014015 |
| Legal Subdivision | CURRAGH DOWNS |
| Legal Lot Number | 2-K |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 8006 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8912 BLUFF LN, FAIR OAKS, CA 95628-6493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXERA HOLDING LLC |
| Sep 9, 2019 | Grant Deed, Transfer · Conventional Mortgage HOME PT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on Record |
| Deed Sale | Sep 9, 2019 · Amount on Record |
| Deed Book / Page | 20190909 / 1445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8912 BLUFF LN, FAIR OAKS, CA 95628-6493 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 108 FORTADO CIR, SACRAMENTO, CA 95831-1607 |
| Document Number | 0000000166 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 202507070166 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 9, 2019 |
| Property Address | 8912 BLUFF LN, FAIR OAKS, CA 95628-6493 |
| Document Number | 1909091445 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 1909091445 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8912 BLUFF LN FAIR OAKS CA 956286493, FAIR OAKS, CA 95628-6493 |
| Document Number | 1909091446 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 1909091446 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $172,995 (+2%) Land $50,153 Building $122,842 | |
| 2025 | $2,090.00 (+0.77%) | $169,604 (+4.04%) Land $49,170 Building $120,434 |
| 2024 | $2,074.00 (+2.98%) | |
| 2023 | $2,014.00 (-31.43%) | $163,019 Land $47,261 Building $115,758 |
| 2022 | $2,937.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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