San Joaquin County property record for 8922 Velma Ln, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,284 sqft · built 1957 |
| Lot Size | 0.325 acres (14,178 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,921 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-140-260-000 |
| Primary APN | 248-140-260-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 14,178 sqft (0.325 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8922 VELMA LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95304-8133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 19 |
| Legal Description | REDRAW 881026 FR ORIG APN 237220264 |
| Legal Subdivision | MAURLAND MANOR |
| Legal Lot Number | 17 18 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5215 |
Source: San Joaquin County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 8922 VELMA LN, TRACY, CA 95304-8133 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Aug 26, 2002 |
| Last Transfer Date | Apr 29, 2013 |
| Transfer Doc | 0000056169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8922 VELMA LN, TRACY, CA 95304-8133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8922 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000089786 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022-089786 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8922 VELMA LN, TRACY, CA 95304-8133 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8922 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000062804 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-062804 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8922 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000060589 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8922 VELMA LN TRACY CA 953048133, TRACY, CA 95304-8133 |
| Document Number | 0000060589 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 60589 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 21, 2025 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,921.00 (+5%) Homeowner's exemption | $167,328 (+4.04%) Land $37,455 Building $129,873 |
| 2023 | $2,782.00 (+2.96%) Homeowner's exemption | $160,832 Land $36,001 Building $124,831 |
| 2022 | $2,702.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAURLAND MANOR WATER SYSTEM serves 92 people · EPA ID CA3900543 |
|---|---|
| Water Source | Purchased groundwater from FAIROAKS PWS #44 |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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