San Joaquin County property record for 8901 Velma Ln, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,215 sqft · built 1963 |
| Lot Size | 0.342 acres (14,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Nov 2018) |
| Tax Bill | $7,868 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-140-020-000 |
| Primary APN | 248-140-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 14,875 sqft (0.342 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-140-02 |
|---|---|
| Street Address | 8901 VELMA LN |
| City | TRACY |
| State | CA |
| Zip | 95304-8133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | REDRAW 881026 FR ORIG APN 237220025 |
| Legal Subdivision | MAURLAND MANOR |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5215 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Nov 15, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST |
| Aug 2, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Aug 2, 2018 | Affidavit of Death, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on Record |
| Deed Sale | Nov 15, 2018 · Amount on Record |
| Prior Sale | Aug 2, 2018 · Amount on Record |
| Deed Document Number | 2018125781 |
| Prior Transfer Date | Nov 13, 2018 |
| Prior Transfer Doc | 0000125781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000116469 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025-116469 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000057771 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-057771 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 15, 2018 |
| Property Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000125781 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 125781 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8901 VELMA LN TRACY CA 953048133, TRACY, CA 95304-8133 |
| Document Number | 125782 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 125782 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 2, 2018 |
| Property Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000085590 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 85590 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $621.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5740 CALIFORNIA AVE TRACY CA 953049414, TRACY, CA 95304-9414 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 2, 2018 |
| Property Address | 8901 VELMA LN, TRACY, CA 95304-8133 |
| Document Number | 0000085589 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 85589 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 25325 SWPERRYDALE RD AMITY OR 97101, AMITY, OR 97101 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,868.00 (-1.34%) | ||
| 2025 | $7,975.00 (+6.36%) | $630,264 (+4.04%) Land $223,101 Building $407,163 | |
| 2023 | $7,498.00 (+2.22%) | $605,792 Land $214,439 Building $391,353 | $691,380 |
| 2022 | $7,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAURLAND MANOR WATER SYSTEM serves 92 people · EPA ID CA3900543 |
|---|---|
| Water Source | Purchased groundwater from FAIROAKS PWS #44 |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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