892 Camrose Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 892 Camrose Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,652 sqft · built 2005
Lot Size0.119 acres (5,192 sqft)
Owner2 Individual Names on File
Last Sale$679,000 (Jul 2005)
Tax Bill$13,265 (2025)
Deeds & MortgagesMar 2018 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN790-19-126

Property Details

APN / Parcel Number

Primary APN790-19-126

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,652 sqft Living Area
1st Floor Area1,439 sqft
2nd Floor Area1,213 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Construction TypeWood
Lot Area5,192 sqft (0.119 acres)
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address892 CAMROSE CT
CityGILROY
StateCA
Zip95020-3312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 9574 LOT 11
Legal Tract9574
Legal Lot Number11
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1009
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-19-126

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address892 CAMROSE CT, GILROY, CA 95020-3312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
BOFI FEDERAL BANK
May 28, 2021Grant Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2005 · Amount on Record
Deed SaleJul 26, 2005 · Amount on Record
Deed Document Number18491629
Record UpdatedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address892 CAMROSE CT, GILROY, CA 95020-3312
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023898351
DateMar 29, 2018
Instrument23898351
Lender
NameBOFI FEDERAL BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 28, 2021
Property Address892 CAMROSE CT, GILROY, CA 95020-3312
Document Number0024977983
Map ReferenceMB 772 PG 33&34
Instrument DateMay 25, 2021
Instrument24977983
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address892 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number0024977984
DateMay 28, 2021
Instrument24977984
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateJun 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.12%
IndexOther
Margin3
Max Rate7.12%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,265.00 (+2.18%)$1,077,017 (+4.04%) Land $430,807 Building $646,210
2023$12,982.00 (+1.66%)$1,035,197 Land $414,079 Building $621,118
2022$12,770.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1995–2001)
Most Recent ClaimJan 2001 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 714 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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